Union County property record for 519 Bethphage Ln, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,976 sqft · built 2001 |
| Lot Size | 0.921 acres (40,119 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Jul 2020) |
| Tax Bill | $890 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Mar 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-195-020K |
| Primary APN | 04-195-020K |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,976 sqft Living Area |
| Gross Area | 2,052 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 40,119 sqft (0.921 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 519 BETHPHAGE LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #36 BETHANY ESTATES II OPCG456 |
| Legal Subdivision | BETHANY ESTATES |
| Legal Lot Number | 36 |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20902 |
Source: Union County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 519 BETHPHAGE LN, MONROE, NC 28112-7605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2025 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGEPROS LLC |
| Mar 20, 2023 | Deed of Trust, Mortgage · Line of Credit HOME TRUST BANK |
| Jul 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2020 · Amount on Record |
| Deed Sale | Jul 10, 2020 · Amount on Record |
| Prior Sale | May 7, 2015 · Amount on Record |
| Deed Document Number | 202025337 |
| Deed Book / Page | 7730 / 318 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 519 BETHPHAGE LN, MONROE, NC 28112-7605 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Title Company | MADISON SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 519 BETHPHAGE LN, MONROE, NC 28112-7605 |
| Document Number | 0009195525 |
|---|---|
| Date | Sep 9, 2025 |
| Book Page | 9195/525 |
| Instrument | 23230 |
| Name | MORTGAGEPROS LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Jan 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 5.5% |
| Index | 1-Year T-Bill |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 519 BETHPHAGE LN, MONROE, NC 28112-7605 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 519 BETHPHAGE LN, MONROE, NC 28112-7605 |
| Document Number | 0000867466 |
|---|---|
| Date | Mar 20, 2023 |
| Book Page | 8674/66 |
| Instrument | 6228 |
| Name | HOME TRUST BANK |
|---|---|
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 5, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 10, 2020 |
| Property Address | 519 BETHPHAGE LN, MONROE, NC 28112-7605 |
| Document Number | 0007730318 |
| Book / Page | 7730 / 318 |
| Map Reference | CAB G FILE 456 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 25337 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 195 SEABISCUIT DR, 195, RAEFORD, NC 28376-5974 |
| Name | Verified Name |
|---|---|
| Address | 519 BETHPHAGE LN, MONROE, NC 28112-7605 |
| Document Number | 0000025338 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 25338 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $890.00 (-11.27%) | $197,300 (+19.5%) Land $48,200 Building $149,100 | $197,300 (+19.5%) Land $48,200 Building $149,100 |
| 2023 | $1,003.00 | $165,100 Land $21,800 Building $143,300 | $165,100 Land $21,800 Building $143,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures