Orange County property record for 519 Bernard St, Costa Mesa, CA 92627
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 844 sqft · built 1926 |
| Lot Size | 0.305 acres (13,287 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Aug 1996) |
| Tax Bill | $4,087 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422-103-36 |
| Primary APN | 422-103-36 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 844 sqft Living Area |
| 1st Floor Area | 844 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Lot Area | 13,287 sqft (0.305 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 519 BERNARD ST |
|---|---|
| City | COSTA MESA |
| State | CA |
| Zip | 92627-2610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 553 BLK B LOT 6 TR 553 BLK B LOT 6 AND EAST 2 FT OF BLK B LOT 7 |
| Legal Subdivision | GIBSON HOME ACRES |
| Legal Tract | 553 |
| Legal Block | B |
| Legal Lot Number | 6,7 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | CENTRAL COAST |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 63702 |
519 Bernard St is owned and occupied by an individual who bought it in August 1996.
Source: Orange County records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 519 BERNARD ST, COSTA MESA, CA 92627-2610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Aug 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage VAL-CHRIS INVS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 1996 · Amount on File |
| Deed Sale | Aug 2, 1996 · Amount on File |
| Deed Document Number | 1996398371 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 519 BERNARD ST, COSTA MESA, CA 92627-2610 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2026 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 8123 W LILAC RD, BONSALL, CA 92003-4333 |
| Document Number | 0000040835 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 2026000040835 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 519 BERNARD ST, COSTA MESA, CA 92627-2610 |
| Document Number | 0000380978 |
| Instrument Date | Aug 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Name | Verified Name |
|---|---|
| Address | 519 BERNARD ST COSTA MESA CA 926272610, COSTA MESA, CA 92627-2610 |
| Document Number | 0000380978 |
|---|---|
| Date | Sep 7, 2017 |
| Instrument | 380978 |
| Name | VAL-CHRIS INVS |
|---|---|
| Type | MERS |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 519 Bernard St was $4,087 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Costa Mesa City |
| Unified School District | Newport-Mesa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $299,015 (+2%) Land $264,865 Building $34,150 | |
| 2025 | $4,087.00 Homeowner's exemption | $293,152 Land $259,671 Building $33,481 |
| 2023 | $3,799.00 (+4.83%) Homeowner's exemption | $281,769 Land $249,587 Building $32,182 |
| 2022 | $3,624.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 519 Bernard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 519 Bernard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cosmo Network Solutions, GeoLinks, T-Mobile.
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