519 Arbor Trl, Mc Gregor, TX 76657 Property Records

McLennan County property record for 519 Arbor Trl, Mc Gregor, TX 76657

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,947 sqft · built 2018
Lot Size0.451 acres (19,646 sqft)
Owner2 Individual Names on File
Last Sale$437,500 (Nov 2019)
Deeds & MortgagesOct 2026 Line of Credit
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN36-267057-000418-0

Property Details

APN / Parcel Number

Primary APN36-267057-000418-0
Alternative APN
  • 383481

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,947 sqft Living Area
Gross Area3,846 sqft
1st Floor Area2,312 sqft
2nd Floor Area635 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area19,646 sqft (0.451 acres)
Lot Dimensions172 ft deep x 110 ft wide
Garage TypeAttached
Garage Area899 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Porch Area217 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address519 ARBOR TRL
CityMCGREGOR
StateTX
Zip76657-4198
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRAILS OF OAKRIDGE PH 3 LOT 18 BLOCK 4 ACRES .451
Legal SubdivisionTRAILS OF OAKRIDGE PH 3
Legal Block4
Legal Lot Number18
JurisdictionMCLENNAN TX
Township / Civil DivisionMCGREGOR
Census Block Group2
Census Block2028
Census Tract3901

Owner

519 Arbor Trl is owned and occupied by two individuals who bought it in November 2019.

Source: McLennan County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address519 ARBOR TRL, MCGREGOR, TX 76657-4198
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2026Deed of Trust, Mortgage · Line of Credit
PRIME EQUITY MORTGAGE
Feb 24, 2021Deed of Trust, Mortgage · VA Mortgage
WINTRUST MORTGAGE
Nov 12, 2019Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2019 · Amount on File
Deed SaleNov 12, 2019 · Amount on File
Prior SaleDec 19, 2018 · Amount on File
Deed Document Number201937832
Prior Transfer DateNov 8, 2019
Prior Transfer Doc0000037832
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Recording DateOct 9, 2026
Property Address519 ARBOR TRL, MCGREGOR, TX 76657-4198
Document Number0000032773
Instrument DateOct 5, 2026
Instrument202632773
Transaction TypeMortgage
Record UpdatedOct 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address519 ARBOR TRL, MCGREGOR, TX 76657-4198

Mortgage

Document Number0000032773,
DateOct 9, 2026
Instrument202632773
Lender
NamePRIME EQUITY MORTGAGE
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 1, 2056
Interest
Max Rate-1%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address519 ARBOR TRL, MC GREGOR, TX 76657-4198
Transaction TypeMortgage
Record UpdatedAug 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006457
DateFeb 24, 2021
Instrument2021006457
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

November 2019: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateNov 12, 2019
Property Address519 ARBOR TRL, MC GREGOR, TX 76657-4198
Document Number0000037832
Map ReferenceDOC 2018029621
Instrument DateNov 8, 2019
Instrument2019037832
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 24, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address519 ARBOR TRAIL, MC GREGOR, TX 76657-4198

Mortgage

Document Number0000037833
DateNov 12, 2019
Instrument2019037833
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictMidway Independent School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$495,203 (-1.92%) Land $59,919 Building $435,284$495,203 (-1.92%) Land $59,919 Building $435,284
2025$504,880 Land $54,420 Building $450,460$504,880 Land $54,420 Building $450,460
2023$500,030 Land $54,420 Building $445,610$500,030 Land $54,420 Building $445,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 519 Arbor Trl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims4 (2010–2024)
Claims Outside the SFHA3 of 4
Most Recent ClaimMay 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 519 Arbor Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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