5189 Townline Rd, Sanborn, NY 14132 Property Records

Niagara County and Cambria Town property record for 5189 Townline Rd, Sanborn, NY 14132

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,445 sqft · built 1989
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (May 2023)
Tax Bill	$5,650 (2026)
Deeds & Mortgages	Sep 2023 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`292000 119.00-1-7`

Property Details

APN / Parcel Number

Primary APN	`292000 119.00-1-7`
Alternative APN	`20001190000001007000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,445 sqft Living Area
1st Floor Area	1,445 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	167 ft deep x 100 ft wide
Porch	Slab
Porch Area	340 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5189 TOWNLINE RD
City	SANBORN
State	NY
Zip	14132-9398
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	27 14 8
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	NIAGARA NY
Township / Civil Division	CAMBRIA
Census Block Group	3
Census Block	3020
Census Tract	24303

Owner

5189 Townline Rd is owned and occupied by an individual who bought it in May 2023.

Source: Niagara County and Cambria Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	5189 TOWNLINE RD, SANBORN, NY 14132-9398
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
May 15, 2023	Warranty Deed, Transfer · Conventional Mortgage M & T BANK
Dec 8, 2021	Deed of Trust, Mortgage · Line of Credit CORNERSTONE COMMUNITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2023 · Amount on File
Deed Sale	May 15, 2023 · Amount on File
Prior Sale	Jul 9, 2014 · Amount on File
Deed Document Number	20237121
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	5189 TOWNLINE RD, SANBORN, NY 14132-9398
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5881 MILLER RD, NIAGARA FALLS, NY 14304-1035

Mortgage

Document Number	0000004547
Date	Sep 21, 2023
Instrument	2023-14547

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jun 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	May 15, 2023
Property Address	5189 TOWNLINE RD, SANBORN, NY 14132-9398
Document Number	0000007121
Instrument Date	May 9, 2023
Instrument	2023-07121
Transaction Type	Transfer
Record Updated	May 29, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5189 TOWNLINE RD, SANBORN, NY 14132-9398

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5189 TOWNLINE RD, SANBORN, NY 14132-9398

Mortgage

Document Number	0000007122
Date	May 15, 2023
Instrument	2023-07122

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	5189 TOWNLINE RD, SANBORN, NY 14132-9398
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5189 TOWNLINE RD, SANBORN, NY 14132-9398

Mortgage

Document Number	0000006118
Date	Dec 8, 2021
Instrument	2021-26118

Lender

Name	CORNERSTONE COMMUNITY FCU
Type	Credit Union
Address	LOCKPORT, NY 14095

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 7, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 5189 Townline Rd was $5,650, up 1.9% from the year before.

Source: Niagara County and Cambria Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Cambria Town
Unified School District	Niagara-Wheatfield Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,650.00 (+1.86%)
2025	$5,547.00	$254,000 Land $22,100 Building $231,900	$254,000 Land $22,100 Building $231,900
2023		$187,000 Land $22,100 Building $164,900	$187,000 Land $22,100 Building $164,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5189 Townline Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2021–2026)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5189 Townline Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA WATER DISTRICT serves 5,839 people · EPA ID NY3100557
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Dec 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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