Lake County property record for 5189 Spruce Pointe Dr, Gurnee, IL 60031
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,426 sqft · built 1992 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Trust Name on File |
| Last Sale | $266,000 (Sep 2001) |
| Tax Bill | $12,843 (2024) |
| Deeds & Mortgages | Mar 2019 Transfer Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-10-412-006 |
| Primary APN | 07-10-412-006 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,426 sqft Living Area |
| Gross Area | 3,919 sqft |
| 1st Floor Area | 1,311 sqft |
| 2nd Floor Area | 1,115 sqft |
| Upper Floors Area | 1,115 sqft |
| Basement Area | 1,031 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,001 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5189 SPRUCE POINTE DR |
|---|---|
| City | GURNEE |
| State | IL |
| Zip | 60031-6366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRUCE POINTE; LOT 29 |
| Legal Subdivision | SPRUCE POINTE |
| Legal Lot Number | 29 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WARREN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 861505 |
5189 Spruce Pointe Dr is held in a trust since March 2019.
Source: Lake County records, as of April 29, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 339 N MILWAUKEE AVE, 202, LIBERTYVILLE, IL 60048-2249 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 31, 2017 | Deed of Trust, Mortgage · Line of Credit BAXTER CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2001 · Amount on File |
| Deed Sale | Sep 7, 2001 · Amount on File |
| Prior Sale | Jan 23, 1998 · Amount on File |
| Deed Document Number | 20014758151 |
| Last Transfer Date | Mar 18, 2019 |
| Transfer Doc | 0007549292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 18, 2019 |
| Property Address | 5189 SPRUCE POINTE DR, GURNEE, IL 60031-6366 |
| Document Number | 0007549292 |
| Instrument Date | Mar 18, 2019 |
| Instrument | 7549292 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 14576 W CRABAPPLE DR WADSWORTH IL 600839553, WADSWORTH, IL 60083-9553 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 5189 SPRUCE POINTE DR, GURNEE, IL 60031-6366 |
| Document Number | 0007417144 |
| Instrument Date | Jul 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2017 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5189 SPRUCE POINTE DR GURNEE IL 600316366, GURNEE, IL 60031-6366 |
| Document Number | 0007417144 |
|---|---|
| Date | Aug 4, 2017 |
| Instrument | 7417144 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 3, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Municipality | Gurnee Village |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
| Elementary School District | Woodland Community Consolidated School District 50 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $142,598 Land $19,286 Building $123,312 | $427,837 Land $57,864 Building $369,973 | |
| 2024 | $12,843.00 (+18.01%) | ||
| 2023 | $10,883.00 (+10.3%) | $121,248 (+10.37%) Land $16,398 Building $104,850 | $363,780 (+10.37%) Land $49,199 Building $314,581 |
| 2022 | $9,867.00 | $109,852 Land $15,248 Building $94,604 | $329,589 Land $45,749 Building $283,840 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5189 Spruce Pointe Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5189 Spruce Pointe Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GURNEE serves 30,193 people · EPA ID IL0970350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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