Burke County property record for 5189 Pea Rdg Rd, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,551 sqft · built 1972 |
| Lot Size | 1.92 acres (83,635 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Oct 2007) |
| Tax Bill | $1,006 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1756808486 |
| Primary APN | 1756808486 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,551 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Basement Area | 792 sqft |
| Unfinished Basement | 792 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Level |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 83,635 sqft (1.92 acres) |
| Garage Type | Attached |
| Garage Area | 702 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 170 sqft |
| Deck Area | 187 sqft |
| Patio Area | 187 sqft |
| Shed | 1 Shed |
| Shed Area | 135 sqft |
| Lean-To | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 5189 PEA RIDGE RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-9590 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 5189 PEA RIDGE RD MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | UPPER CREEK |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20204 |
5189 Pea Rdg Rd is owned and occupied by an individual who bought it in October 2007.
Source: Burke County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5189 PEA RIDGE RD, MORGANTON, NC 28655-9590 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2007 · Amount on File |
| Deed Sale | Oct 31, 2007 · Amount on File |
| Deed Document Number | 200714883 |
| Deed Book / Page | 1714 / 266 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 5189 PEA RIDGE RD, MORGANTON, NC 28655-9590 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0025820549 |
|---|---|
| Date | Nov 5, 2021 |
| Book Page | 2582/549 |
| Instrument | 2021013377 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2041 |
The 2026 property tax bill for 5189 Pea Rdg Rd was $1,006, up 0.5% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,006.00 (+0.5%) | $143,263 (-) Land $23,372 Building $119,891 | $143,263 (-) Land $23,372 Building $119,891 |
| 2025 | $1,001.00 | $143,263 Land $23,372 Building $119,891 | $143,263 Land $23,372 Building $119,891 |
| 2023 | $1,004.00 | $143,263 Land $23,372 Building $119,891 | $143,263 Land $23,372 Building $119,891 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5189 Pea Rdg Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2018–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5189 Pea Rdg Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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