5189 Harmony Ln, Willoughby, OH 44094 Property Records

Lake County property record for 5189 Harmony Ln, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,524 sqft · built 1955
Lot Size0.224 acres (9,779 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Jun 2017)
Tax Bill$5,668 (2023)
Deeds & MortgagesJun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-A-007-E-00-018-0

Property Details

APN / Parcel Number

Primary APN27-A-007-E-00-018-0
Alternative APN
  • 117

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,524 sqft Living Area
1st Floor Area1,092 sqft
Basement Area432 sqft
Finished Basement432 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area9,779 sqft (0.224 acres)
Lot Dimensions163 ft deep x 60 ft wide
Garage TypeDetached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area490 sqft
Patio Area115 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account Number117
Street Address5189 HARMONY LN
CityWILLOUGHBY
StateOH
Zip44094-4303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionLOT 2, 3, 4 & TRACT 10 & 14
Legal SubdivisionRIDGE ACRES ESTATES
Legal Tract10,14
Legal Lot Number186
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group1
Census Block1002
Census Tract201300

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5189 HARMONY LN, WILLOUGHBY, OH 44094-4303
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2017 · Amount on Record
Deed SaleJun 30, 2017 · Amount on Record
Prior SaleDec 23, 2013 · Amount on Record
Deed Document Number2485
Record UpdatedJun 7, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateJun 30, 2017
Property Address5189 HARMONY LN, WILLOUGHBY, OH 44094-4303
Document Number0000017249
Map ReferenceVOL J PG32
Instrument DateJun 28, 2017
Instrument2018R017249
Transaction TypeTransfer
Record UpdatedAug 25, 2022
Title CompanyOHIO REAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address23425 COMMERCE PARK STE 102, 102, BEACHWOOD, OH 44122-5848

Mortgage

Document Number0000017250
DateJun 30, 2017
Instrument2018R017250
Lender
NameGSF MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,668.00 (+50.46%) Homeowner's exemption$59,870 (-) Land $14,730 Building $45,140
2022$3,767.00$59,870 Land $14,730 Building $45,140
2021$171,050 Land $42,090 Building $128,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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