5189 E State Rd 38, New Castle, IN 47362 Property Records

Henry County property record for 5189 E State Rd 38, New Castle, IN 47362

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,533 sqft · built 1965
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on File
Tax Bill	$1,179 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-13-21-100-122.000-019`

Property Details

APN / Parcel Number

Primary APN	`33-13-21-100-122.000-019`
Alternative APNs	`00001069294` `0100281700`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,533 sqft Living Area
1st Floor Area	2,533 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Other
Lot Area	41,382 sqft (0.95 acres)
Garage Type	Detached
Garage Area	1,008 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001069294
Street Address	5189 E STATE ROAD 38
City	NEW CASTLE
State	IN
Zip	47362-9382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 21-17-11 .95A
Legal Range	11
Legal Township	17
Legal Section	21
Jurisdiction	HENRY IN
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1037
Census Tract	975500

Owner

5189 E State Rd 38 is owned and occupied by an individual.

Source: Henry County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	5189 E STATE ROAD 38, NEW CASTLE, IN 47362-9382
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IN
Property Address	5189 E STATE ROAD 38, NEW CASTLE, IN 47362-9382
Transaction Type	Mortgage
Record Updated	Jun 2, 2023
Title Company	CENTURION LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201907369
Date	Nov 21, 2019
Instrument	201907369

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 5189 E State Rd 38 was $1,179 with a homeowner's exemption, down 8.3% from the year before.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Henry County
County Subdivision	Liberty Township
Unified School District	New Castle Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,179.00 (-8.32%) Homeowner's exemption	$161,500 Land $17,600 Building $143,900	$161,500 Land $17,600 Building $143,900
2024	$1,286.00 (+6.55%)
2023	$1,207.00 (-4.96%)	$157,700 (+8.46%) Land $17,600 Building $140,100	$157,700 (+8.46%) Land $17,600 Building $140,100
2022	$1,270.00	$145,400 Land $14,600 Building $130,800	$145,400 Land $14,600 Building $130,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5189 E State Rd 38 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective March 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5189 E State Rd 38 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
NLBC Fiber	1,000 / 1,000