5189 Cove Rd, Marion, NC 28752 Property Records

Rutherford County property record for 5189 Cove Rd, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1976
Lot Size	2.11 acres (92,347 sqft)
Owner	Individual Name on File
Tax Bill	$1,164 (2022)
Deeds & Mortgages	Nov 2019 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1115733`

Property Details

APN / Parcel Number

Primary APN	`1115733`
Alternative APN	`16696`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft Heated Area
Gross Area	3,000 sqft
Basement Area	1,440 sqft
Unfinished Basement	1,440 sqft
Flooring	Carpet
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	92,347 sqft (2.11 acres)
Garage Type	Carport
Carport	Carport
Carport Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	104 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Forced Air

Location & Zoning

Account Number	16696
Street Address	5189 COVE RD
City	MARION
State	NC
Zip	28752-9096
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GPIN:0686001233170000; STATE RD. 1001
Legal Subdivision	PART/1ST
Legal Block	1
Legal Lot Number	41
Jurisdiction	RUTHERFORD NC
Township / Civil Division	MORGAN
Census Block Group	2
Census Block	2063
Census Tract	960201

Owner

5189 Cove Rd is owned and occupied by an individual.

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5189 COVE RD, MARION, NC 28752-9096
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Nov 26, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	000014E474
Record Updated	Jun 7, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	5189 COVE RD, MARION, NC 28752-9096
Document Number	0020281472
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5189 COVE RD MARION NC 287529096, MARION, NC 28752-9096

Mortgage

Document Number	0020281472
Date	Dec 3, 2019
Book Page	002028/001472

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	5189 COVE RD, MARION, NC 28752-9096
Document Number	0020342276
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5189 COVE RD MARION NC 287529096, MARION, NC 28752-9096

Mortgage

Document Number	0020342276
Date	Jul 2, 2020
Book Page	002034/002276

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$249,800 Land $30,700 Building $219,100	$249,800 Land $30,700 Building $219,100
2022	$1,164.00
2021	$1,164.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5189 Cove Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5189 Cove Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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