Osceola County property record for 5189 Chickadee St, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2020 |
| Square Footage | 1,972 sqft Heated Area |
| Lot Size | 6,098 sqft (0.139 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $322,700 (2020) |
| Tax Bill | $4,581.00 (2025) |
| Primary APN | 082631397300010950 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,972 sqft Heated Area |
| Gross Area | 2,668 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Finished Garage |
| Porch | Open Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 5189 CHICKADEE ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8415 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LIVE OAK LAKE PH 1 PB 27 PGS 55-59 LOT 95 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 08 |
| Legal Subdivision | LIVE OAK LAKE PHS 1 2 & 3 |
| Legal Phase | 1 |
| Legal Tract | 3973 |
| Legal Lot Number | 95 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 43301 |
Source: Osceola County records · APN 082631397300010950
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6500 WINDING PATH WAY, SAINT CLOUD, FL 34771-9049 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 12, 2022 | Deed of Trust, Mortgage · Line of Credit ADDITION FINANCIAL CU |
| Sep 18, 2020 | Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 18, 2020 · Amount on Record |
| Deed Sale | Sep 18, 2020 · Amount on Record |
| Deed Doc Number | 2020125174 |
| Deed Book / Page | 5796 / 739 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5189 CHICKADEE ST, SAINT CLOUD, FL 34771-8415 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | PRIMERA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 5189 CHICKADEE ST, SAINT CLOUD, FL 34771-8415 |
| Document Number | 0062122955 |
|---|---|
| Date | May 12, 2022 |
| Book Page | 6212/2955 |
| Instrument | 2022075517 |
| Name | ADDITION FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | May 11, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 18, 2020 |
| Property Address | 5189 CHICKADEE ST, SAINT CLOUD, FL 34771-8415 |
| Document Number | 0057960739 |
| Book / Page | 5796 / 739 |
| Map Reference | MB 27 PG 55-59 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 2020125174 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,258.90 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383 |
| Name | Verified Name |
|---|---|
| Address | 5189 CHICKADEE ST, SAINT CLOUD, FL 34771-8415 |
| Document Number | 0005796741 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 5796/741 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,581.00 (+15.68%) Homeowner's exemption | $298,857 (+7.03%) | $358,500 (+3.11%) Land $82,500 Building $276,000 |
| 2023 | $3,960.00 (+4.1%) Homeowner's exemption | $279,228 (+3%) | $347,700 (+5.97%) Land $71,500 Building $276,200 |
| 2022 | $3,804.00 Homeowner's exemption | $271,096 | $328,100 Land $66,000 Building $262,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 358 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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