5188 Townpoint Rd, Suffolk, VA 23435 Property Records

Suffolk City property record for 5188 Townpoint Rd, Suffolk, VA 23435

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,762 sqft · built 2025
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Oct 2023)
Tax Bill	$5,435 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jun 2024 Refinance + 2 more
APN	`13*13`

Property Details

APN / Parcel Number

Primary APN	`13*13`
Alternative APN	`300704000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,762 sqft Living Area

Exterior

Year Built	Built 2025
Lot Area	39,640 sqft (0.91 acres)
Garage Type	Attached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Account Number	300704000
Street Address	5188 TOWNPOINT RD
City	SUFFOLK
State	VA
Zip	23435-2354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL LOW DENSITY
Legal Description	WIGGINS,RT 658,SYKES
Legal Subdivision	PUGHSVILLE
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1009
Census Tract	75205

Owner

5188 Townpoint Rd is owned by an individual who bought it in October 2023.

Source: Suffolk City records, as of December 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3804 MIDDLEHAM DR, VIRGINIA BEACH, VA 23456-5759
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · ARM BLUE RIDGE BANK NA
Jun 11, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance REVOLUTION MORTGAGE
Oct 2, 2023	Warranty Deed, Transfer · Line of Credit THE OLD POINT NATIONAL BANK OF PHOE
Jun 7, 2021	Warranty Deed, Construction Loan · Construction Mortgage BLUE RIDGE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2023 · Amount on File
Deed Sale	Oct 2, 2023 · Amount on File
Prior Sale	Jun 7, 2021 · Amount on File
Deed Document Number	230010464
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	5188 TOWNPOINT RD, SUFFOLK, VA 23435-2354
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220013194
Date	Sep 8, 2022
Instrument	220013194

Lender

Name	BLUE RIDGE BANK NA

Agreement

Type	ARM
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2027
Change Frequency	3 Years

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	5188 TOWNPOINT RD, SUFFOLK, VA 23435-2354
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240005936
Date	Jun 11, 2024
Instrument	240005936

Lender

Name	REVOLUTION MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	368 Months
Due	Feb 1, 2055

Interest

Rate Type	Adjustable Rate

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Oct 2, 2023
Property Address	5188 TOWNPOINT RD, SUFFOLK, VA 23435-2354
Document Number	0230010464
Instrument Date	Sep 25, 2023
Instrument	230010464
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3804 MIDDLEHAM DR, VIRGINIA BEACH, VA 23456-5759

Mortgage

Document Number	0230010465
Date	Oct 2, 2023
Instrument	230010465

Lender

Name	THE OLD POINT NATIONAL BANK OF PHOE

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jun 7, 2021
Property Address	5188 TOWNPOINT RD, SUFFOLK, VA 23435-2354
Document Number	0210009998
Instrument Date	Jun 3, 2021
Instrument	210009998
Transaction Type	Construction Loan
Record Updated	Dec 25, 2025
Title Company	BRIDGETRUST TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1219 DAYLILY DR, CHESAPEAKE, VA 23320-0647
Investor	Possibly a Property Investor

Mortgage

Document Number	0210009999
Date	Jun 7, 2021
Instrument	210009999

Lender

Name	BLUE RIDGE BANK NA

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5188 Townpoint Rd was $5,435, up 332.7% from the year before.

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$465,900 (+296.85%) Land $117,400 Building $348,500
2025	$5,435.00 (+332.72%)	$465,900 (+296.85%) Land $117,400 Building $348,500	$117,400 Land $117,400
2024	$1,256.00 (-1.8%)	$117,400 (-) Land $117,400
2023	$1,279.00	$117,400 Land $117,400	$117,400 Land $117,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 5188 Townpoint Rd; 14 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5188 Townpoint Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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