DeSoto County property record for 5188 Reserve Way, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,646 sqft · built 2022 |
| Lot Size | 0.925 acres (40,313 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,530 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-1-01-03-0-00007-00 |
| Primary APN | 3-07-1-01-03-0-00007-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,646 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 40,313 sqft (0.925 acres) |
| Street Address | 5188 RESERVE WAY |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | THE RESERVE AT CAMP CREEK PH 1 LOT 7 |
| Legal Subdivision | RESERVE AT CAMP CREEK PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 71002 |
Source: DeSoto County records, as of March 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5188 RESERVE WAY, HERNANDO, MS 38632-1054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NEW DAY FINANCIAL LLC |
| Mar 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2026 |
| Deed Sale | Mar 3, 2026 |
| Deed Document Number | 0010263628 |
| Deed Book / Page | 1026 / 3628 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 5188 RESERVE WAY, HERNANDO, MS 38632-1054 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Title Company | ALTA TITLE AND ESCROW, REALTY TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 5188 RESERVE WAY, HERNANDO, MS 38632-1054 |
| Document Number | 005605/494 |
|---|---|
| Date | Sep 21, 2022 |
| Book Page | 5605/494 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Mar 3, 2026 |
| Property Address | 5188 RESERVE WAY, HERNANDO, MS 38632-1054 |
| Document Number | 01026/3628 |
| Book / Page | 1026 / 3628 |
| Map Reference | MB 140 PG 33 |
| Instrument Date | Feb 26, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | REALTY T&E CO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4763 W 28TH LN, YUMA, AZ 85364-9814 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5188 RESERVE WAY, HERNANDO, MS 38632-1054 |
| Document Number | 0566322304 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 5663/22304 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,530.00 | $45,879 Land $4,500 Building $41,379 | $458,788 Land $45,000 Building $413,788 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 63% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Xfinity.
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