5188 Rd 54, Aurora, MN 55705 Property Records

St. Louis County property record for 5188 Rd 54, Aurora, MN 55705

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.75 ba · 2,189 sqft · built 2006
Lot Size20 acres (871,200 sqft)
OwnerIndividual Name on File
Tax Bill$4,526 (2026)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN570-0022-00831

Property Details

APN / Parcel Number

Primary APN570-0022-00831
Alternative APN
  • 865311

Interior

Bedrooms2 Beds
Full Baths1.75 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area2,189 sqft Gross Area
1st Floor Area2,189 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Lot Area871,200 sqft (20 acres)
Garage Area780 sqft

Exterior Amenities

PorchSlab
Porch Area706 sqft
Storage Building49 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number865311
Street Address5188 ROAD 54
CityAURORA
StateMN
Zip55705-8724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionSW1/4 OF SE1/4 EX N1/2 SERIAL #
Legal Range15W
Legal Township58N
Legal Section15
Legal SubdivisionWHITE TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionWHITE
Census Block Group2
Census Block2119
Census Tract13900

Owner

Source: St. Louis County records · APN 570-0022-00831

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5188 ROAD 54, AURORA, MN 55705-8724
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 28, 2006
Deed SaleAug 28, 2006
Deed Document Number20061027996
Last Transfer DateMar 28, 2008
Transfer Doc0001078903
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5188 ROAD 54, AURORA, MN 55705-8724
Document Number00A1367754
Instrument DateSep 28, 2019
Transaction TypeMortgage
Record UpdatedDec 19, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5188 ROAD 54 AURORA MN 557058724, AURORA, MN 55705-8724

Mortgage

Document Number00A1367754
DateNov 18, 2019
InstrumentA1367754
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 17, 2039

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionWhite Township
Unified School DistrictMesabi East School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,526.00 (+30.88%) Homeowner's exemption
2025$3,458.00 (-10.18%) Homeowner's exemption$414,900 (+21.21%) Land $55,900 Building $359,000$414,900 (+21.21%) Land $55,900 Building $359,000
2024$3,850.00$342,300 (+8.39%) Land $48,500 Building $293,800$342,300 (+8.39%) Land $48,500 Building $293,800
2022$315,800 Land $38,900 Building $276,900$315,800 Land $38,900 Building $276,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Frontier
DSL
10 / 1

Based on FCC filings for 3 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd 54

Nearby Streets

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