5188 Edgemere Dr, Black Jack (Florissant), MO 63033 Property Records

St. Louis County property record for 5188 Edgemere Dr, Black Jack, MO 63033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,053 sqft · built 1986
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$188,270 (Dec 2025)
Tax Bill	$3,118 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09G-63-0665`

Property Details

APN / Parcel Number

Primary APN	`09G-63-0665`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,053 sqft Living Area
1st Floor Area	1,053 sqft
Basement Area	300 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2018
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	77 ft deep x 67 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	108 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5188 EDGEMERE DR
City	BLACK JACK
State	MO
Zip	63033-7733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	103R-3
Legal Description	RIDGEPARK 8 21 85 LOT 33
Legal Subdivision	RIDGEPARK
Legal Lot Number	33
Jurisdiction	ST LOUIS MO
Township / Civil Division	FERGUSON
Census Block Group	4
Census Block	4029
Census Tract	210806

Owner

5188 Edgemere Dr is owned and occupied by an individual who bought it in December 2025.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	5188 EDGEMERE DR, BLACK JACK, MO 63033-7733
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Intrafamily Transfer, Transfer · FHA Mortgage GENEVA FINANCIAL LLC
Jan 6, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage SYNERGY ONE LENDING
May 15, 2019	Warranty Deed, Construction Loan · Construction Mortgage LENDINGHOME FNDG
Apr 24, 2019	Trustee's Deed, Foreclosure LAFAYETTE TITLE, LAFAYETTE TITLE CO
Dec 21, 2016	Loan Modification, Mortgage OCWEN LN SERVICING
Nov 10, 2016	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2025 · Amount on File
Deed Sale	Dec 16, 2025 · Amount on File
Prior Sale	Jan 6, 2020 · Amount on File
Deed Document Number	2025358
Prior Transfer Date	Dec 10, 2025
Prior Transfer Doc	0000000358
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Dec 16, 2025
Property Address	5188 EDGEMERE DR, BLACK JACK, MO 63033-7733
Document Number	2025121600358
Map Reference	MB 235 PG 10
Instrument Date	Dec 10, 2025
Instrument	2025121600358
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5188 EDGEMERE DR, BLACK JACK, MO 63033-7733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5188 EDGEMERE DR, BLACK JACK, MO 63033-7733

Mortgage

Document Number	2025121600359
Date	Dec 16, 2025
Instrument	2025121600359

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

January 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 6, 2020
Property Address	5188 EDGEMERE DR, BLACK JACK, MO 63033-7733
Document Number	0238681531
Book / Page	23868 / 1531
Map Reference	MB 235 PG 10
Instrument Date	Dec 31, 2019
Instrument	2020010600250
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 13, 2021
Title Company	TRUE TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7220 N LINDBERGH BLVD, 7220, HAZELWOOD, MO 63042-2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5188 EDGEMERE DR, BLACK JACK, MO 63033-7733

Mortgage

Document Number	2020010600251
Date	Jan 6, 2020
Instrument	2020010600251

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

May 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 15, 2019
Property Address	5188 EDGEMERE DR, BLACK JACK, MO 63033-7733
Document Number	0235263791
Book / Page	023526 / 003791
Instrument Date	May 3, 2019
Instrument	653
Transaction Type	Construction Loan
Record Updated	Jul 15, 2019
Title Company	LAFAYETTE TITLE, LAFAYETTE TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7220 N LINDBERGH ST LOUIS MO 63042, ST LOUIS, MO 63042
Investor	Possibly a Property Investor

Mortgage

Document Number	235263794
Date	May 15, 2019
Book Page	023526/003794
Instrument	654

Lender

Name	LENDINGHOME FNDG
Type	Funding / Finance Company
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 24, 2019
Property Address	5188 EDGEMERE DR, BLACK JACK, MO 63033-7733
Document Number	0234964004
Book / Page	023496 / 004004
Instrument Date	Apr 16, 2019
Instrument	592
Transaction Type	Foreclosure
Record Updated	Jun 3, 2019
Title Company	LAFAYETTE TITLE, LAFAYETTE TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2632 QUEEN BEE LN ST LOUIS MO 631295640, ST LOUIS, MO 63129-5640
Investor	Possibly a Property Investor

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MO
Property Address	5188 EDGEMERE DR, BLACK JACK, MO 63033-7733
Document Number	0223900999
Instrument Date	Dec 21, 2016
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	PREMIUM TITLE TSG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5188 EDGEMERE DR BLACK JACK MO 630337733, BLACK JACK, MO 63033-7733

Mortgage

Document Number	0223900999
Date	Feb 8, 2017
Book Page	022390/000999
Instrument	599

Lender

Name	OCWEN LN SERVICING
Type	Funding / Finance Company
Address	WEST PALM BEACH, FL 33407

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	5188 EDGEMERE DR, BLACK JACK, MO 63033-7733
Document Number	0223640750
Instrument Date	Nov 10, 2016
Transaction Type	Mortgage
Record Updated	Jan 26, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5188 EDGEMERE DR BLACK JACK MO 630337733, BLACK JACK, MO 63033-7733

Mortgage

Document Number	0223640750
Date	Jan 20, 2017
Book Page	022364/000750
Instrument	208

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5188 Edgemere Dr was $3,118, up 13.3% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Black Jack City
County	St. Louis County
Unified School District	Hazelwood School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,630 (-) Land $5,170 Building $31,460	$192,800 (-) Land $27,200 Building $165,600
2025	$3,118.00 (+13.26%)	$36,630 Land $5,170 Building $31,460	$192,800 Land $27,200 Building $165,600
2024	$2,753.00 (+0.22%)
2023	$2,747.00 (+8.79%)	$30,540 (+26.35%) Land $3,460 Building $27,080	$160,700 Land $18,200 Building $142,500
2022	$2,525.00	$24,170 Land $6,040 Building $18,130
2021			$127,200 Land $31,800 Building $95,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5188 Edgemere Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5188 Edgemere Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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