5186 Winter Haven Ct, Imperial, MO 63052 Property Records

Jefferson County property record for 5186 Winter Haven Ct, Imperial, MO 63052

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,080 sqft · built 1990
Lot Size	0.214 acres (9,338 sqft)
Owner	2 Individual Names on File
Last Sale	$139,200 (Nov 2016)
Tax Bill	$2,271 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-3.0-07.0-2-001-037.18`

Property Details

APN / Parcel Number

Primary APN	`09-3.0-07.0-2-001-037.18`

Interior

Full Baths	3 Baths
Building Area	1,080 sqft Living Area
Gross Area	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Split Level
Construction Type	Frame
Lot Area	9,338 sqft (0.214 acres)
Lot Dimensions	182 ft deep x 94 ft wide
Garage Type	Attached
Garage Area	600 sqft
Porch	Stoop
Porch Area	20 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5186 WINTER HAVEN CT
City	IMPERIAL
State	MO
Zip	63052-3071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	FOREST HAVEN 3 LOT 93
Legal Range	6E
Legal Township	42N
Legal Section	07
Legal Subdivision	FOREST HAVEN 3
Legal Block	3
Legal Lot Number	93
Jurisdiction	JEFFERSON MO
Township / Civil Division	IMPERIAL
Census Block Group	3
Census Block	3000
Census Tract	700120

Owner

5186 Winter Haven Ct is owned and occupied by two individuals who bought it in November 2016.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5186 WINTER HAVEN CT, IMPERIAL, MO 63052-3071
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Oct 6, 2022	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Oct 12, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2016 · Amount on File
Deed Sale	Nov 9, 2016 · Amount on File
Prior Sale	Jan 31, 2012 · Amount on File
Deed Document Number	201636107
Prior Transfer Date	Sep 16, 2004
Prior Transfer Doc	0000055279
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Recording Date	Jul 9, 2026
Property Address	5186 WINTER HAVEN CT, IMPERIAL, MO 63052-3071
Document Number	0000018494
Instrument Date	Jul 2, 2026
Instrument	202618494
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5186 WINTER HAVEN CT, IMPERIAL, MO 63052-3071

Mortgage

Document Number	0000018494,
Date	Jul 9, 2026
Instrument	202618494

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	5186 WINTER HAVEN CT, IMPERIAL, MO 63052-3071
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5186 WINTER HAVEN CT, IMPERIAL, MO 63052-3071

Mortgage

Document Number	0000032788
Date	Oct 6, 2022
Instrument	2022R-032788

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	5186 WINTER HAVEN CT, IMPERIAL, MO 63052-3071
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5186 WINTER HAVEN CT, ANTONIA, MO 63052-3071

Mortgage

Document Number	2021R044537
Date	Oct 12, 2021
Instrument	2021R-044537

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5186 Winter Haven Ct was $2,271, up 7.6% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Windsor C-1 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,400 (-) Land $3,800 Building $26,600	$160,300 (-) Land $20,100 Building $140,200
2025	$2,271.00 (+7.58%)	$30,400 Land $3,800 Building $26,600	$160,300 (-) Land $20,100 Building $140,200
2024	$2,111.00 (+0.62%)		$160,300 (+10.4%) Land $20,100 Building $140,200
2023	$2,098.00	$27,600 Land $3,800 Building $23,800	$145,200 Land $20,100 Building $125,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5186 Winter Haven Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	4 (2008–2016)
Most Recent Claim	Aug 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5186 Winter Haven Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wisper ISP.

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