5186 SE Horizon Ave, Stuart, FL 34997 Property Records

Martin County property record for 5186 SE Horizon Ave, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,134 sqft · built 2023
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Apr 2023)
Tax Bill	$5,031 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-38-41-001-160-0013.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`51-38-41-001-160-0013.0-0-0000`
Alternative APNs	`51-38-41-001-160-00130-0` `1125606`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,134 sqft Living Area
Gross Area	1,386 sqft
1st Floor Area	1,134 sqft
Elevator	Elevator

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	252 sqft
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1125606
Street Address	5186 SE HORIZON AVE
City	STUART
State	FL
Zip	34997-3150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORT SALERNO LOT 13 BLK 160
Legal Subdivision	PORT SALERNO
Legal Block	160
Legal Lot Number	13
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2008
Census Tract	1200

Owner

5186 SE Horizon Ave is owned and occupied by an individual who bought it in April 2023.

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5186 SE HORIZON AVE, STUART, FL 34997-3150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2023 · Amount on File
Deed Sale	Apr 10, 2023 · Amount on File
Deed Document Number	20233010532
Deed Book / Page	3368 / 1778
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 10, 2023
Property Address	5186 SE HORIZON AVE, STUART, FL 34997-3150
Document Number	0033681778
Book / Page	3368 / 1778
Map Reference	MB 1 PG 132
Instrument Date	Apr 7, 2023
Instrument	3010532
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 SE FLORIDA AVE, STUART, FL 34994-2247

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5186 SE HORIZON AVE, STUART, FL 34997-3150

Mortgage

Document Number	0033681780
Date	Apr 10, 2023
Instrument	3368/1780

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 5186 SE Horizon Ave was $5,031 with a homeowner's exemption, down 0.6% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,031.00 (-0.61%) Additional exemption filed	$331,986	$335,660 Land $90,000 Building $245,660
2024	$5,062.00 (+444.89%)
2023	$929.00 (+174.04%)	$22,440 (+1%)	$45,000 (+120.59%) Land $45,000
2022	$339.00	$20,400 Land $20,400	$20,400 Land $20,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5186 SE Horizon Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1994–2004)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5186 SE Horizon Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20