Hamilton County property record for 5186 Riverwatch Dr, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,268 sqft · built 1981 |
| Lot Size | 0.194 acres (8,451 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $263,500 (Sep 2022) |
| Tax Bill | $5,478 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0031-0179-00 |
| Primary APN | 540-0031-0179-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,268 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| 2nd Floor Area | 1,176 sqft |
| Basement Area | 1,092 sqft |
| Year Built | Built 1981 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 8,451 sqft (0.194 acres) |
| Lot Dimensions | 130 ft deep x 65 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 126 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5186 RIVERWATCH DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-5902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERWATCH DR 65 X 130 LOT 27 RIVER WATCH SUB |
| Legal Subdivision | RIVER WATCH SUB |
| Legal Lot Number | 27 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 21421 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5186 RIVERWATCH DR, CINCINNATI, OH 45238-5902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2022 · Amount on Record |
| Deed Sale | Sep 27, 2022 · Amount on Record |
| Prior Sale | Apr 18, 2018 · Amount on Record |
| Deed Document Number | 0000091313 |
| Deed Book / Page | 14760 / 222 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 27, 2022 |
| Property Address | 5186 RIVERWATCH DR, CINCINNATI, OH 45238-5902 |
| Document Number | 0000091313 |
| Book / Page | 14760 / 222 |
| Map Reference | MB 227 PG 39&40 |
| Instrument Date | Sep 2, 2022 |
| Instrument | 2022-0091313 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | GRANDE TITLE AGENCY LLC, TANDEM TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $790.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5186 RIVERWATCH DR, CINCINNATI, OH 45238-5902 |
| Document Number | 0000091314 |
|---|---|
| Date | Sep 27, 2022 |
| Instrument | 2022-0091314 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 18, 2018 |
| Property Address | 5186 RIVERWATCH DR, CINCINNATI, OH 45238-5902 |
| Document Number | 0000002238 |
| Map Reference | MB 227 PG 39&40 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 18-0032238 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | INDIANA LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $522.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5186 RIVERWATCH DR, CINCINNATI, OH 45238-5902 |
| Document Number | 0000002239 |
|---|---|
| Date | Apr 18, 2018 |
| Instrument | 18-0032239 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,478.00 (+2.51%) | $92,225 (+%) Land $10,930 Building $81,295 | |
| 2024 | $5,344.00 (-0.3%) | $92,224 (-) Land $10,930 Building $81,294 | |
| 2023 | $5,360.00 (+34.57%) | $92,224 (+51.43%) Land $10,930 Building $81,294 | $263,500 (+51.44%) Land $31,230 Building $232,270 |
| 2022 | $3,983.00 Homeowner's exemption | $60,901 Land $9,510 Building $51,391 | |
| 2020 | $174,000 Land $27,170 Building $146,830 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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