5186 Rd 51, Aurora, MN 55705 Property Records

St. Louis County property record for 5186 Rd 51, Aurora, MN 55705

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,974 sqft · built 1969
Lot Size	4.4 acres (191,664 sqft)
Owner	Individual Name on File
Tax Bill	$3,810 (2026)
Deeds & Mortgages	Feb 2026 Transfer Feb 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`570-0024-00344`

Property Details

APN / Parcel Number

Primary APN	`570-0024-00344`
Alternative APNs	`1098838` `1194581`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,974 sqft Gross Area
1st Floor Area	1,155 sqft
Basement Area	328 sqft
Finished Basement	328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Lot Area	191,664 sqft (4.4 acres)
Garage Area	1,584 sqft

Exterior Amenities

Porch	Patio
Porch Area	280 sqft
Patio Area	320 sqft
Storage Building	192 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1194581
Street Address	5186 ROAD 51
City	AURORA
State	MN
Zip	55705-8432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	ALL THAT PART OF E 300 FT OF W 660 FT OF N723 FT OF SW1/4 OF SE1/4 THAT LIES S OF THEFOLLOWING DESC LINE: COMMENCING AT NW
Legal Range	15W
Legal Township	58N
Legal Section	22
Legal Subdivision	WHITE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	WHITE
Census Block Group	2
Census Block	2100
Census Tract	13900

Owner

Source: St. Louis County assessment roll, APN 570-0024-00344, as of August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5186 ROAD 51, AURORA, MN 55705-8432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Affidavit of Death of Joint Tenant, Transfer NORTHEAST FL TITLE LLC, NORTHEAST TITLE LLC
Feb 10, 2026	Warranty Deed, Transfer · FHA Mortgage NEXA MORTGAGE LLC
Dec 27, 2022	Transfer on Death Deed, Transfer
Oct 28, 2020	Warranty Deed, Transfer · Conventional with PMI CROSSCOUNTRY MTG
Sep 23, 2019	Deed of Trust, Mortgage NORTHRIDGE CMNTY CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 10, 2026
Deed Sale	Feb 10, 2026
Prior Sale	Oct 28, 2020 · Amount on Record
Deed Document Number	20261527786
Record Updated	Sep 20, 2026

February 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Feb 10, 2026
Property Address	5186 ROAD 51, AURORA, MN 55705-8432
Document Number	0001527785
Instrument Date	Jan 28, 2026
Instrument	1527785
Transaction Type	Transfer
Record Updated	Feb 26, 2026
Title Company	NORTHEAST FL TITLE LLC, NORTHEAST TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5186 ROAD 51, AURORA, MN 55705-8432

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 10, 2026
Property Address	5186 ROAD 51, AURORA, MN 55705-8432
Document Number	0001527786
Instrument Date	Jan 28, 2026
Instrument	1527786
Transaction Type	Transfer
Record Updated	Mar 06, 2026
Title Company	NORTHEAST FL TITLE LLC, NORTHEAST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,072.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5186 ROAD 51, AURORA, MN 55705-8432

Mortgage

Document Number	0001527787
Date	Feb 10, 2026
Instrument	1527787

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2056

December 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 27, 2022
Property Address	5186 ROAD 51, AURORA, MN 55705-8432
Document Number	0001459202
Instrument Date	Dec 22, 2022
Instrument	1459202
Transaction Type	Transfer
Record Updated	Jan 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5186 ROAD 51, AURORA, MN 55705-8432

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 28, 2020
Property Address	5186 ROAD 51, AURORA, MN 55705-8432
Document Number	00A1394373
Instrument Date	Oct 23, 2020
Instrument	A1394373
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$926.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5186 ROAD 51 AURORA MN 557058432, AURORA, MN 55705-8432

Mortgage

Document Number	A1394374
Date	Oct 28, 2020
Instrument	A1394374

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5186 ROAD 51, AURORA, MN 55705-8432
Document Number	00A1364311
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 08, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5186 ROAD 51 AURORA MN 557058432, AURORA, MN 55705-8432

Mortgage

Document Number	00A1364311
Date	Sep 27, 2019
Instrument	A1364311

Lender

Name	NORTHRIDGE CMNTY CU
Type	Credit Union
Address	HOYT LAKES, MN 55750

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 26, 2034

Tax Assessment & Valuation

Source: St. Louis County assessment roll as of August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	White Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,810.00 (+31.83%) Homeowner's exemption
2025	$2,890.00 (-11.57%) Homeowner's exemption	$358,600 (+21.11%) Land $43,500 Building $315,100	$358,600 (+21.11%) Land $43,500 Building $315,100
2024	$3,268.00	$296,100 (+20.27%) Land $38,200 Building $257,900	$296,100 (+20.27%) Land $38,200 Building $257,900
2022		$246,200 Land $31,500 Building $214,700	$246,200 Land $31,500 Building $214,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370139002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 13 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Zito West Holding Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1690001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	White Township serves 1,559 people
Water Source	Purchased surface water from Aurora
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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