Pinellas County property record for 5186 Pinnacle Dr, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,897 sqft · built 1994 |
| Lot Size | 0.302 acres (13,138 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $361,000 (May 2007) |
| Tax Bill | $3,957 (2025) |
| Deeds & Mortgages | May 2026 Reverse Mortgage May 2026 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-758-1710-6 |
| Primary APN | C62-000-758-1710-6 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,897 sqft Living Area |
| Gross Area | 2,581 sqft |
| 1st Floor Area | 1,897 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 13,138 sqft (0.302 acres) |
| Lot Dimensions | 174 ft deep x 64 ft wide |
| View / Lot | Park |
| Garage Type | Attached |
| Garage Area | 466 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 218 sqft |
| Deck Area | 284 sqft |
| Patio Area | 284 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R21306 |
|---|---|
| Street Address | 5186 PINNACLE DR |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-1930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD251 |
| Legal Description | PARCEL B - THE PINNACLE LOT 25 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 3 |
| Legal Subdivision | PARCEL B - THE PINNACLE |
| Legal Tract | 66265 |
| Legal Lot Number | 25 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 27325 |
Source: Pinellas County records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5186 PINNACLE DR, OLDSMAR, FL 34677-1930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER |
| May 4, 2026 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL/OMAHA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2007 · Amount on Record |
| Deed Sale | May 29, 2007 · Amount on Record |
| Prior Sale | Sep 8, 2004 · Amount on Record |
| Deed Document Number | 2007181334 |
| Deed Book / Page | 15812 / 1281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 4, 2026 |
| Property Address | 5186 PINNACLE DR, OLDSMAR, FL 34677-1930 |
| Document Number | 0000119539 |
| Book / Page | 23545 / 2443 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026119539 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MUTUAL OF OMAHA MORTGAGE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5186 PINNACLE DR, OLDSMAR, FL 34677-1930 |
| Document Number | 0000119539, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 23545/2443 |
| Instrument | 2026119539 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 868 Months |
| Due | Sep 26, 2098 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 4, 2026 |
| Property Address | 5186 PINNACLE DR, OLDSMAR, FL 34677-1930 |
| Document Number | 0000119538 |
| Book / Page | 23545 / 2425 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026119538 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MUTUAL OF OMAHA MORTGAGE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5186 PINNACLE DR, OLDSMAR, FL 34677-1930 |
| Document Number | 0000119538, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 23545/2425 |
| Instrument | 2026119538 |
| Name | MUTUAL/OMAHA MORTGAGE LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 868 Months |
| Due | Sep 26, 2098 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,957.00 (+5.92%) Homeowner's exemption | $253,560 (+5.99%) | $491,403 (+0.15%) Land $132,540 Building $358,863 |
| 2024 | $3,736.00 (+1.97%) | ||
| 2023 | $3,664.00 (+2.98%) Homeowner's exemption | $239,237 (+3%) | $490,683 (+16.97%) Land $155,714 Building $334,969 |
| 2022 | $3,558.00 Homeowner's exemption | $232,269 | $419,486 Land $156,403 Building $263,083 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 209 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 209 in force |
| Nearby Flood Claims | 10 (2011–2024) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures