5186 Flycatcher Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5186 Flycatcher Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2021
Square Footage3,844 sqft Heated Area
Lot Size11,326 sqft (0.26 acres)
OccupancyOwner Occupied
Last Sale$625,000 (2024)
Tax Bill$8,939.00 (2025)

Property Details

APN / Parcel Number

Primary APN082631397400011920

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,844 sqft Heated Area
Gross Area4,871 sqft Gross Area
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2021
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,326 sqft (0.26 acres)
Garage TypeFinished Garage
PorchOpen Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5186 FLYCATCHER CT
CitySAINT CLOUD
StateFL
Zip34771-8427
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLIVE OAK LAKE PH 2 PB 29 PGS 35-37 LOT 192
Legal Range31E
Legal Township26S
Legal Section08
Legal SubdivisionLIVE OAK LAKE PHS 1 2 & 3
Legal Phase2
Legal Tract3974
Legal Lot Number192
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1009
Census Tract43301

Owner

Source: Osceola County records · APN 082631397400011920

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5186 FLYCATCHER CT, SAINT CLOUD, FL 34771-8427
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 02, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
SWIFT HOME LOANS INC
Dec 30, 2024Warranty Deed, Transfer · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Oct 08, 2021Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 30, 2024 · Amount on Record
Deed SaleDec 30, 2024 · Amount on Record
Prior SaleOct 08, 2021 · Amount on Record
Deed Doc Number2024162900
Deed Book / Page6716 / 2874
Record RefreshedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5186 FLYCATCHER CT, SAINT CLOUD, FL 34771-8427
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5186 FLYCATCHER CT, SAINT CLOUD, FL 34771-8427

Mortgage

Document Number0069020771
DateJan 02, 2026
Book Page6902/771
Instrument2026000114
Lender
NameSWIFT HOME LOANS INC
TypeMortgage Company
AddressBIRMINGHAM, MI 48009
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2056

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 30, 2024
Property Address5186 FLYCATCHER CT, SAINT CLOUD, FL 34771-8427
Document Number0067162874
Book / Page6716 / 2874
Map ReferenceMB 29 PG 35-37
Instrument DateDec 04, 2024
Instrument2024162900
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyUNKNOWN, DEFENDER T&E AGCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,375.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3446 HARLEQUIN DR, SAINT CLOUD, FL 34772-7808

Transferred To (Grantee/Buyer)

NameVerified Name
Address5186 FLYCATCHER CT, SAINT CLOUD, FL 34771-8427

Mortgage

Document Number2024162901
DateDec 30, 2024
Instrument2024162901
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2055

October 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 08, 2021
Property Address5186 FLYCATCHER CT, SAINT CLOUD, FL 34771-8427
Document Number0060620577
Book / Page6062 / 577
Map ReferenceMB 29 PG 35-37
Instrument DateSep 29, 2021
Instrument2021157401
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,598.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address5186 FLYCATCHER CT, SAINT CLOUD, FL 34771-8427

Mortgage

Document Number0006062579
DateOct 08, 2021
Instrument6062/579
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,939.00 (+24.95%) Homeowner's exemption$542,300 (+5.72%) Land $82,500 Building $459,800$542,300 (+1.35%) Land $82,500 Building $459,800
2023$7,154.00 (+3.59%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$512,963 (+3%)$535,100 (+5.75%) Land $71,500 Building $463,600
2022$6,906.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$498,023$506,000 Land $66,000 Building $440,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire LikelihoodAbout 1 in 358 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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