5186 Fioli Loop, San Ramon, CA 94582 Property Records

Contra Costa County property record for 5186 Fioli Loop, San Ramon, CA 94582

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,140 sqft · built 2008
Lot Size	0.027 acres (1,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Aug 2021)
Tax Bill	$16,582 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`223-800-003-4`

Property Details

APN / Parcel Number

Primary APN	`223-800-003-4`
Alternative APN	`223-800-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,140 sqft Living Area
1st Floor Area	689 sqft
2nd Floor Area	1,451 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2009
Architectural Style	Condo/Apartment
Lot Area	1,160 sqft (0.027 acres)
Garage Type	Attached
Garage Area	489 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5186 FIOLI LOOP
City	SAN RAMON
State	CA
Zip	94582-5976
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T9019 L5 B9 U49
Legal Subdivision	FIOLI
Legal Tract	9019
Legal Block	9
Legal Lot Number	5
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	2
Census Block	2000
Census Tract	355125

Owner

Source: Contra Costa County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5186 FIOLI LOOP, SAN RAMON, CA 94582-5976
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CREDIT UNION
Aug 11, 2021	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU
Apr 15, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2021 · Amount on Record
Deed Sale	Aug 11, 2021 · Amount on Record
Prior Sale	Nov 13, 2009 · Amount on Record
Deed Document Number	2021223205
Prior Transfer Date	Nov 29, 2012
Prior Transfer Doc	0000312148
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 14, 2026
Property Address	5186 FIOLI LOOP, SAN RAMON, CA 94582-5976
Document Number	0000096400
Instrument Date	Sep 8, 2026
Instrument	202696400
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096400,
Date	Sep 14, 2026
Instrument	202696400

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 11, 2021
Property Address	5186 FIOLI LOOP, SAN RAMON, CA 94582-5976
Document Number	0000223205
Map Reference	MB 506 PG 5
Instrument Date	Aug 6, 2021
Instrument	2021-223205
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5186 FIOLI LOOP, SAN RAMON, CA 94582-5976

Mortgage

Document Number	0000223206
Date	Aug 11, 2021
Instrument	2021-223206

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Mortgage

Document Number	0000223207
Date	Aug 11, 2021
Instrument	2021-223207

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 15, 2021
Property Address	5186 FIOLI LOOP, SAN RAMON, CA 94582-5976
Document Number	0000114236
Map Reference	MB 506 PG 5
Instrument Date	Apr 9, 2021
Instrument	2021-114236
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 CITRON KNL, ORINDA, CA 94563-2532

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,061,000 (-9.11%) Land $651,068 Building $409,932
2025	$16,582.00 (+1.61%) Homeowner's exemption	$1,167,328 (+4.04%) Land $716,315 Building $451,013
2023	$16,320.00 (+1.42%) Homeowner's exemption	$1,122,000 Land $688,500 Building $433,500
2022	$16,092.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: Sail Internet, T-Mobile, Verizon.

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