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5185 Whitmore Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5185 Whitmore Dr, Cincinnati, OH 45238

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,652 sqft · built 1975
Lot Size0.198 acres (8,625 sqft)
OwnerIndividual Name on Record
Last Sale$65,000 (Nov 2018)
Tax Bill$4,990 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Nov 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN540-0031-0128-00

Property Details

APN / Parcel Number

Primary APN540-0031-0128-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,652 sqft Living Area
Gross Area2,944 sqft
1st Floor Area1,652 sqft
Basement Area812 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area8,625 sqft (0.198 acres)
Lot Dimensions133 ft deep x 64.5 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area
Patio Area350 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address5185 WHITMORE DR
CityCINCINNATI
StateOH
Zip45238-5732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC
Legal DescriptionWHITMORE DR 64.48 X 133.75 IRR LOT 32 RIVERVIEW ESTATES SUB BLK B
Legal SubdivisionRIVERVIEW ESTATES SUB
Legal BlockB
Legal Lot Number32
JurisdictionHAMILTON OH
Township / Civil DivisionDELHI
Census Block Group3
Census Block3002
Census Tract21421

Owner

Source: Hamilton County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5185 WHITMORE DR, CINCINNATI, OH 45238-5732
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2026Deed of Trust, Mortgage · Line of Credit
NORTH SIDE BANK
Nov 14, 2019Deed of Trust, Mortgage · Conventional with PMI
NORTH SIDE BK
May 3, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Nov 2, 2018Warranty Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2018 · Amount on Record
Deed SaleNov 2, 2018 · Amount on Record
Deed Document Number201897757
Deed Book / Page13788 / 1544
Last Transfer DateApr 29, 2019
Transfer Doc0000034045
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Recording DateAug 14, 2026
Property Address5185 WHITMORE DR, CINCINNATI, OH 45238-5732
Document Number0000066814
Book / Page15729 / 1856
Instrument DateAug 10, 2026
Instrument202666814
Transaction TypeMortgage
Record UpdatedSep 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5185 WHITMORE DR, CINCINNATI, OH 45238-5732

Mortgage

Document Number0000066814,
DateAug 14, 2026
Book Page15729/1856
Instrument202666814
Lender
NameNORTH SIDE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Max Rate-1%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5185 WHITMORE DR, CINCINNATI, OH 45238-5732
Document Number0000101033
Instrument DateNov 14, 2019
Transaction TypeMortgage
Record UpdatedDec 30, 2019
Title CompanyB AND B TITLE AGENCY INC, B&B TITLE AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5185 WHITMORE DR CINCINNATI OH 452385732, CINCINNATI, OH 45238-5732

Mortgage

Document Number0000101033
DateNov 15, 2019
Book Page014045/002047
Instrument101033
Lender
NameNORTH SIDE BK
TypeBank
AddressCINCINNATI, OH 45223
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 14, 2049

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMay 3, 2019
Property Address5185 WHITMORE DR, CINCINNATI, OH 45238-5732
Document Number0000034044
Book / Page013910 / 002100
Instrument DateApr 29, 2019
Instrument34044
Transaction TypeTransfer
Record UpdatedJul 18, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5185 WHITMORE DR CINCINNATI OH 452385732, CINCINNATI, OH 45238-5732

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateNov 2, 2018
Property Address5185 WHITMORE DR, CINCINNATI, OH 45238-5732
Document Number0000097757
Book / Page013788 / 001544
Instrument DateNov 1, 2018
Instrument97757
Transaction TypeTransfer
Record UpdatedDec 28, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$195.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5185 WHITMORE DR CINCINNATI OH 452385732, CINCINNATI, OH 45238-5732

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionDelhi Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,990.00 (-0.24%)$81,918 (-) Land $10,252 Building $71,666$234,050 (-) Land $29,290 Building $204,760
2024$5,002.00 (+1.52%)$81,918 (-) Land $10,252 Building $71,666
2023$4,927.00 (+218.49%)$81,918 (+260.06%) Land $10,252 Building $71,666$234,050 (+260.08%) Land $29,290 Building $204,760
2022$1,547.00$22,751 Land $8,915 Building $13,836
2020$65,000 Land $25,470 Building $39,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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