5185 Needham Ave NE, Saint Michael, MN 55376 Property Records

Wright County property record for 5185 Needham Ave NE, Saint Michael, MN 55376

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,662 sqft · built 1999
Lot Size0.999 acres (43,556 sqft)
Owner2 Individual Names on File
Last Sale$351,651 (May 2019)
Tax Bill$7,502 (2026)
Deeds & MortgagesMar 2026 Line of Credit
Jan 2023 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN114-140-001170

Property Details

APN / Parcel Number

Primary APN114-140-001170

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,662 sqft Living Area
1st Floor Area1,662 sqft
Basement Area1,400 sqft
Finished Basement1,400 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2015
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialWood Shingle
Lot Area43,556 sqft (0.999 acres)
Garage TypeAttached
Garage Area928 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area968 sqft
PorchPorch
Porch Area156 sqft
Deck Area200 sqft
Storage Building128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address5185 NEEDHAM AVE NE
CitySAINT MICHAEL
StateMN
Zip55376-8640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-05 TWP-120 RANGE-023 CROW RIVER HIGHLANDS 2ND ADDN LOT-017 BLOCK-001 017 BLOCK-001
Legal Range023
Legal Township120
Legal Section05
Legal SubdivisionCROW RIVER HIGHLANDS 2ND ADDN
Legal Block1
Legal Lot Number17
JurisdictionWRIGHT MN
Township / Civil DivisionST. MICHAEL
Census Block Group1
Census Block1025
Census Tract100806

Owner

5185 Needham Ave NE is owned and occupied by two individuals who bought it in May 2019.

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address5185 NEEDHAM AVE NE, SAINT MICHAEL, MN 55376-8640
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jan 17, 2023Deed of Trust, Mortgage · Line of Credit
US BANK NA
Aug 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Jul 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
May 9, 2019Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2019 · Amount on File
Deed SaleMay 9, 2019 · Amount on File
Prior SaleAug 11, 2005 · Amount on File
Deed Document Number20191395248
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address5185 NEEDHAM AVE NE, SAINT MICHAEL, MN 55376-8640
Transaction TypeMortgage
Record UpdatedJun 15, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5185 NEEDHAM AVE NE, SAINT MICHAEL, MN 55376-8640

Mortgage

Document Number00A1599329
DateMar 31, 2026
InstrumentA1599329
Lender
NameUS BANK NA
TypeBank
AddressHOPKINS, MN 55343
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 27, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address5185 NEEDHAM AVE NE, SAINT MICHAEL, MN 55376-8640
Transaction TypeMortgage
Record UpdatedFeb 23, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5185 NEEDHAM AVE NE, SAINT MICHAEL, MN 55376-8640
InvestorPossibly a Property Investor

Mortgage

Document Number00A1524494
DateJan 17, 2023
InstrumentA1524494
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address5185 NEEDHAM AVE NE, SAINT MICHAEL, MN 55376-8640
Transaction TypeMortgage
Record UpdatedOct 4, 2021
Title Company2020 TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001481133
DateAug 23, 2021
Instrument1481133
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term176 Months
DueApr 1, 2036

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address5185 NEEDHAM AVE NE, SAINT MICHAEL, MN 55376-8640
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001433938
DateJul 21, 2020
Instrument1433938
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueAug 1, 2040

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateMay 9, 2019
Property Address5185 NEEDHAM AVE NE, SAINT MICHAEL, MN 55376-8640
Document Number0001395248
Instrument DateMar 28, 2019
Instrument1395248
Transaction TypeTransfer
Record UpdatedAug 13, 2021
Title CompanySMB ENT LLC DBA MIDLAND TTL

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,160.45
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5185 NEEDHAM AVE NE, SAINT MICHAEL, MN 55376-8640

Mortgage

Document Number0001395249
DateMay 9, 2019
Instrument1395249
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueApr 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 5185 Needham Ave NE was $7,502.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWright County
MunicipalitySt. Michael City
Unified School DistrictSt. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,502.00$593,800 (+3.36%) Land $120,000 Building $473,800$593,800 (+3.36%) Land $120,000 Building $473,800
2025$574,500 Land $122,000 Building $452,500$574,500 Land $122,000 Building $452,500
2023$5,318.00 (+0.08%)$505,300 Land $121,000 Building $384,300$505,300 Land $121,000 Building $384,300
2022$5,314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5185 Needham Ave NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5185 Needham Ave NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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