Camden County property record for 5185 Lois Ln, Osage Beach, MO 65065
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,114 sqft · built 1987 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $723,800 (Aug 2025) |
| Tax Bill | $1,384 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage May 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 1.0 11.0 000.0 003 002.005 |
| Primary APN | 08 1.0 11.0 000.0 003 002.005 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,114 sqft Gross Area |
| 1st Floor Area | 1,050 sqft |
| Basement Area | 608 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Frame |
| Lot Area | 6,752 sqft (0.155 acres) |
| Lot Dimensions | 65 ft deep x 29.6 ft wide |
| Street Address | 5185 LOIS LN |
|---|---|
| City | OSAGE BEACH |
| State | MO |
| Zip | 65065-3114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 |
| Legal Range | 16W |
| Legal Township | 39N |
| Legal Section | 11 |
| Legal Subdivision | AMANDA POINT AMD |
| Legal Lot Number | 3 |
| Jurisdiction | CAMDEN MO |
| Township / Civil Division | OSAGE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 950201 |
5185 Lois Ln is owned by two individuals who bought it in August 2025.
Source: Camden County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12807 STEARNS ST, OVERLAND PARK, KS 66213-3440 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CNB BANK & TRUST N A |
| May 15, 2025 | Warranty Deed, Transfer · Line of Credit THE STOCKMENS BANK |
| Apr 22, 2024 | Beneficiary Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2025 · Amount on File |
| Deed Sale | Aug 5, 2025 · Amount on File |
| Prior Sale | May 15, 2025 · Amount on File |
| Deed Document Number | 2025 |
| Deed Book / Page | 915 / 550 |
| Prior Transfer Date | Apr 22, 2024 |
| Prior Transfer Doc | 0000898/64 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN MO |
| Property Address | 5185 LOIS LN, OSAGE BEACH, MO 65065-3114 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Title Company | GREAT AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 12807 STEARNS ST, OVERLAND PARK, KS 66213-3440 |
| Document Number | 000356/354 |
|---|---|
| Date | Aug 5, 2025 |
| Book Page | 356/354 |
| Name | CNB BANK & TRUST N A |
|---|---|
| Type | Bank |
| Address | ALTON, IL 62002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.44% |
| Type Change Date | Sep 1, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.44% |
| Index | 5-Year TN |
| Margin | 3 |
| Max Rate | 12.4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMDEN MO |
| Recording Date | May 15, 2025 |
| Property Address | 5185 LOIS LN, OSAGE BEACH, MO 65065-3114 |
| Document Number | 000912/420 |
| Book / Page | 912 / 420 |
| Map Reference | MB 33 PG 2 |
| Instrument Date | May 14, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 216 N MAIN ST, BROOKFIELD, MO 64628-1644 |
| Document Number | 0000355466 |
|---|---|
| Date | May 15, 2025 |
| Instrument | 355/466 |
| Name | THE STOCKMENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | CAMDEN MO |
| Recording Date | Apr 22, 2024 |
| Property Address | 5185 LOIS LN, OSAGE BEACH, MO 65065-3114 |
| Document Number | 0000898/64 |
| Book / Page | 898 / 64 |
| Map Reference | MB 33 PG 2 |
| Instrument Date | Apr 22, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5185 LOIS LN, OSAGE BEACH, MO 65065-3114 |
The 2025 property tax bill for 5185 Lois Ln was $1,384.
Source: Camden County assessment roll, as of November 10, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Camden County |
| Municipality | Osage Beach City |
| Unified School District | Camdenton R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,384.00 | $34,910 | $183,737 |
| 2023 | $34,310 (-) | $180,579 (-) | |
| 2022 | $1,428.00 | $34,310 | $180,579 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5185 Lois Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5185 Lois Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMDEN COUNTY PWSD #4 SHAWNEE BEND serves 2,065 people · EPA ID MO3031201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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