5185 Countryside Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5185 Countryside Ct, Saint Cloud, FL 34771

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,248 sqft · built 1989
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$15,900 (Nov 1989)
Tax Bill$1,096 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN91522

Property Details

APN / Parcel Number

Primary APN91522
Alternative APN
  • 202531286900010970

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,248 sqft Heated Area
Gross Area1,908 sqft
1st Floor Area1,248 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Architectural StyleMobile/Manufactured
Exterior MaterialAluminum Siding
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Garage TypeMixed
Garage Area384 sqft
Parking Spaces2 Parking Spaces
FenceFence
Shed1 Shed
Shed Area352 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number91522
Street Address5185 COUNTRYSIDE CT
CitySAINT CLOUD
StateFL
Zip34771-9633
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeORMH
Legal DescriptionCOUNTRYSIDE PB 4 PG 18-20 LOT 97
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionCOUNTRYSIDE
Legal Tract2869
Legal Block1
Legal Lot Number97
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3002
Census Tract43700

Owner

5185 Countryside Ct, a mobile home, is owned and occupied by two individuals who bought it in November 1989.

Source: Osceola County records, as of December 11, 2025

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address5185 COUNTRYSIDE CT, SAINT CLOUD, FL 34771-9633
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2022Deed of Trust, Mortgage · Line of Credit
ADDITION FINANCIAL CU
Nov 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
CENTRAL FLORIDA EDUCATORS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 1989 · Amount on File
Deed SaleNov 1, 1989 · Amount on File
Deed Document Number0000946837
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5185 COUNTRYSIDE CT, SAINT CLOUD, FL 34771-9633
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyPRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5185 COUNTRYSIDE CT, SAINT CLOUD, FL 34771-9633

Mortgage

Document Number0063311828
DateDec 19, 2022
Book Page6331/1828
Instrument2022180868
Lender
NameADDITION FINANCIAL CU
TypeCredit Union
AddressLAKE MARY, FL 32746
Agreement
TypeLine of Credit
AmountAmount on Record
Term420 Months
DueDec 18, 2057
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5185 COUNTRYSIDE CT, SAINT CLOUD, FL 34771-9633
Transaction TypeMortgage
Record UpdatedFeb 8, 2022
Title CompanyA CLEAR CHOICE TITEL & ESCRO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054372743
DateNov 27, 2018
Book Page5437/2743
Instrument2018172521
Lender
NameCENTRAL FLORIDA EDUCATORS FCU
TypeCredit Union
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5185 Countryside Ct was $1,096 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,096.00 Homeowner's exemption$57,053$170,400 Land $55,000 Building $115,400
2023$991.00 (+5.65%) Homeowner's exemption$53,832 (+3%)$153,800 (+29.68%) Land $45,000 Building $108,800
2022$938.00 Homeowner's exemption$52,265$118,600 Land $45,000 Building $73,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5185 Countryside Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5185 Countryside Ct is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 57% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Countryside Ct

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