5185 Bone Ln, Brooksville, FL 34604 Property Records

Hernando County property record for 5185 Bone Ln, Brooksville, FL 34604

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,718 sqft · built 1988
Lot Size	1.42 acres (62,121 sqft)
Owner	2 Individual Names on Record
Last Sale	$444,000 (Jul 2021)
Tax Bill	$490 (2025)
Deeds & Mortgages	May 2023 Line of Credit Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R11-223-18-1542-0000-0580`

Property Details

APN / Parcel Number

Primary APN	`R11-223-18-1542-0000-0580`
Alternative APNs	`00580990` `580990`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,718 sqft Living Area
Gross Area	3,156 sqft
1st Floor Area	2,718 sqft
Basement Area	540 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2013
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	62,121 sqft (1.42 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	438 sqft
Patio Area	90 sqft
Shed	1 Shed
Shed Area	60 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00580990
Street Address	5185 BONE LN
City	BROOKSVILLE
State	FL
Zip	34604-8218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKWOOD ACRES N207.07 FT OF LOT 58 AKA LOT 58B IN CLASS C SUB AS APPROVED BY PLANNING DEPT (S-05-034)
Legal Range	18E
Legal Township	23S
Legal Section	11
Legal Subdivision	OAKWOOD ACRES
Legal Lot Number	58
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1046
Census Tract	40910

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5185 BONE LN, BROOKSVILLE, FL 34604-8218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Sep 24, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 23, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	Aug 9, 2012 · Amount on Record
Deed Document Number	202155380
Deed Book / Page	4031 / 215
Prior Transfer Date	Oct 12, 2011
Prior Transfer Doc	0028550661
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5185 BONE LN, BROOKSVILLE, FL 34604-8218
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5185 BONE LN, BROOKSVILLE, FL 34604-8218

Mortgage

Document Number	0042990488
Date	May 17, 2023
Book Page	4299/488
Instrument	2023030203

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5185 BONE LN, BROOKSVILLE, FL 34604-8218
Transaction Type	Mortgage
Record Updated	Dec 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5185 BONE LN, BROOKSVILLE, FL 34604-8218

Mortgage

Document Number	0042431247
Date	Nov 29, 2022
Book Page	4243/1247
Instrument	2022084145

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5185 BONE LN, BROOKSVILLE, FL 34604-8218
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037540611
Date	Sep 24, 2019
Book Page	3754/0611
Instrument	2019059997

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 23, 2021
Property Address	5185 BONE LN, BROOKSVILLE, FL 34604-8218
Document Number	0040310215
Book / Page	4031 / 215
Map Reference	MB 15 PG 98
Instrument Date	Jul 19, 2021
Instrument	2021055380
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,108.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4353 WILLOW OAK DR, 4353, GAINESVILLE, GA 30506-4310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 N ENDEAVOUR DR, WINTER SPRINGS, FL 32708-5164

Mortgage

Document Number	4031217
Date	Jul 23, 2021
Instrument	4031/217

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$490.00 (-0.61%) Disabled Person's exemption	$530,236 (+5.26%) Land $136,666 Building $393,570	$530,236 (+5.26%) Land $136,666 Building $393,570
2024	$493.00
2023	Additional exemption filed	$503,737 Land $135,797 Building $367,940
2022			$503,737 Land $118,030 Building $385,707

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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