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5184 Royal St, Salado, TX 76571 Property Records

Bell County property record for 5184 Royal St, Salado, TX 76571

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,330 sqft · built 1999
Lot Size7.97 acres (347,173 sqft)
Owner2 Individual Names on File
Last Sale$773,214 (Sep 2025)
Tax Bill$156 (2025)
Deeds & MortgagesJun 2026 Mortgage
Sep 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN0469440103

Property Details

APN / Parcel Number

Primary APN0469440103
Alternative APNs
  • 775179
  • 65030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories3 Stories
Building Area2,330 sqft Living Area
1st Floor Area1,255 sqft
2nd Floor Area940 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialWood
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialMetal
Lot Area347,173 sqft (7.97 acres)
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area676 sqft
Canopy792 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5184 ROYAL ST
CitySALADO
StateTX
Zip76571-5603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA0027BC J ATKINS, 5-1-2-3, ACRES 7.97
Legal SubdivisionJ ATKINS
Legal Block2
JurisdictionBELL TX
Township / Civil DivisionSOUTH BELL
Census Block Group2
Census Block2017
Census Tract23405

Owner

5184 Royal St is owned and occupied by two individuals who bought it in September 2025.

Source: Bell County records, as of June 23, 2026

Owner of Record2 Individual Names on File
Mailing Address5184 ROYAL ST, SALADO, TX 76571-5603
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2026Deed of Trust, Mortgage · VA Mortgage
APEX FUNDING INC
Sep 10, 2025Vendor's Lien, Transfer
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2025 · Amount on File
Deed SaleSep 10, 2025 · Amount on File
Deed Document Number202544395
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Recording DateJun 9, 2026
Property Address5184 ROYAL ST, SALADO, TX 76571-5603
Document Number0000028732
Instrument DateMay 30, 2026
Instrument202628732
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyESSENTIAL TITLE SERVICES LLC, ESSENT TITLE OF TEXAS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5184 ROYAL ST, SALADO, TX 76571-5603

Mortgage

Document Number0000028732,
DateJun 9, 2026
Instrument202628732
Lender
NameAPEX FUNDING INC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate6.3%
Max Rate-1%

September 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateSep 10, 2025
Property Address5184 ROYAL ST, SALADO, TX 76571-5603
Document Number0000044395
Instrument DateSep 5, 2025
Instrument2025044395
Transaction TypeTransfer
Record UpdatedSep 24, 2025
Title CompanyAUSTIN TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3412 PLOVER RUN TRL, PFLUGERVILLE, TX 78660-3628

Transferred To (Grantee/Buyer)

NameVerified Name
Address5184 ROYAL ST, SALADO, TX 76571-5603

Mortgage

DateSep 10, 2025
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Special NotesSeller Financed
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5184 Royal St was $156.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictSalado Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$156.00$434,491$714,207 Land $327,487 Building $386,720
2023$705,680 Land $327,487 Building $378,193$705,680 Land $327,487 Building $378,193

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5184 Royal St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 47 policies
Nearby Flood Policies47 in force
Nearby Flood Claims3 (2010–2015)
Claims Outside the SFHA2 of 3
Most Recent ClaimOct 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5184 Royal St is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 66% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJARRELL SCHWERTNER WSC
serves 9,681 people · EPA ID TX2460011
Water SourcePurchased surface water from several systems
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Nextlink
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
Western Broadband
Fixed Wireless		200 / 40
SOS Communications
Fixed Wireless		100 / 20

May also be available: Altitude ISP, Falcon Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Royal St

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