5184 Prairie Preserve Run, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5184 Prairie Preserve Run, Saint Cloud, FL 34772

Property Summary

Property TypeVacant Land
Lot Size0.13 acres (5,662 sqft)
OwnerIndividual Name on File
Last Sale$575,000 (May 2026)
Tax Bill$2,829 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
May 2026 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN21-26-30-0133-0001-0150

Property Details

APN / Parcel Number

Primary APN21-26-30-0133-0001-0150
Alternative APN
  • 263021013300010150

Exterior

Lot Area5,662 sqft (0.13 acres)

Location & Zoning

Street Address5184 PRAIRIE PRESERVE RUN
CitySAINT CLOUD
StateFL
Zip34772-6364
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionEDEN AT CROSS PRAIRIE PH 2 PB 35 PGS 56-56 LOT 15
Legal SubdivisionEDEN AT CROSS PRAIRIE PHASE 2
Legal Lot Number15
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1011
Census Tract43209

Owner

5184 Prairie Preserve Run, vacant land, is owned and occupied by an individual who bought it in May 2026.

Source: Osceola County records, as of June 9, 2026

Owner of RecordIndividual Name on File
Mailing Address5184 PRAIRIE PRESERVE RUN, SAINT CLOUD, FL 34772-6364
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Warranty Deed, Transfer · FHA Mortgage
OMNI FINANCIAL LLC
May 21, 2026Warranty Deed, Subdivision Related Transfer · FHA Mortgage
MI FINANCIAL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2026 · Amount on File
Deed SaleMay 21, 2026 · Amount on File
Deed Document Number202667285
Deed Book / Page6975 / 791
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 21, 2026
Property Address5184 PRAIRIE PRESERVE RUN, SAINT CLOUD, FL 34772-6364
Document Number0000067285
Book / Page6975 / 791
Instrument DateMay 20, 2026
Instrument202667285
Transaction TypeTransfer
Record UpdatedJun 9, 2026
Title CompanyMI TITLE, M/I TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$406,525.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5184 PRAIRIE PRESERVE RUN, SAINT CLOUD, FL 34772-6364

Mortgage

Document Number0000067286,
DateMay 21, 2026
Instrument202667286
Lender
NameOMNI FINANCIAL LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate6.37%
Max Rate-1%

May 2026: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 21, 2026
Property Address5184 PRAIRIE PRESERVE RUN, SAINT CLOUD, FL 34772-6364
Document Number0069750791
Book / Page6975 / 791
Instrument DateMay 20, 2026
Instrument202667285
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 29, 2026
Title CompanyM/I TITLE LLC, M/I TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$406,525.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5184 PRAIRIE PRESERVE RUN, SAINT CLOUD, FL 34772-6364

Mortgage

Document Number0000067286,
DateMay 21, 2026
Instrument202667286
Lender
NameMI FINANCIAL
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 5184 Prairie Preserve Run was $2,829, up 10.6% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,829.00 (+10.59%)$65,000 Land $65,000$65,000 Land $65,000
2024$2,558.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5184 Prairie Preserve Run in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 136 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims4 (2011–2022)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5184 Prairie Preserve Run is high, ranking above 86% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 86% of the US · above 78% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Spectrum
Fiber
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

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