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5183 SE Harbor Ter, Stuart, FL 34997 Property Records

Martin County property record for 5183 SE Harbor Ter, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,896 sqft · built 1981
Lot Size0.499 acres (21,736 sqft)
Owner2 Individual Names on Record
Last Sale$135,000 (Sep 1999)
Tax Bill$2,822 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN48-38-41-360-000-0005.0-6-0000

Property Details

APN / Parcel Number

Primary APN48-38-41-360-000-0005.0-6-0000
Alternative APNs
  • 48-38-41-360-000-00050-6
  • 39284

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,896 sqft Living Area
Gross Area2,520 sqft
1st Floor Area1,896 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1991
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area21,736 sqft (0.499 acres)
Garage TypeAttached
Garage Area294 sqft
Parking Spaces1 Parking Space
PorchScreened Concrete Masonry Porch
Porch Area598 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number39284
Street Address5183 SE HARBOR TER
CitySTUART
StateFL
Zip34997-6964
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionRONI S/D LOT 5
Legal Range41E
Legal Township38S
Legal Section48
Legal SubdivisionTHE RONI SUBDIVISION
Legal Block1
Legal Lot Number5
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1014
Census Tract1302

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5183 SE HARBOR TER, STUART, FL 34997-6964
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 1999 · Amount on Record
Deed SaleSep 27, 1999 · Amount on Record
Prior SaleDec 1, 1980 · Amount on Record
Deed Book / Page1425 / 2010
Last Transfer DateDec 8, 2017
Transfer Doc0029732873
Record UpdatedOct 29, 2026

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARTIN FL
Recording DateFeb 7, 2018
Property Address5183 SE HARBOR TER, STUART, FL 34997-6964
Document Number0029732873
Book / Page002973 / 002873
Instrument DateDec 8, 2017
Instrument2677640
Transaction TypeTransfer
Record UpdatedFeb 19, 2018
Title CompanyTITLE 365

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5183 SE HARBOR TER STUART FL 349976964, STUART, FL 34997-6964

Mortgage

Document Number29732877
DateFeb 7, 2018
Book Page002973/002877
Instrument2677641
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 6, 2033

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,822.00 (-0.21%) Homeowner's exemption$191,863 (+5.99%)$513,640 (+8.03%) Land $264,000 Building $249,640
2024$2,828.00 (+2.69%)
2023$2,754.00 (+4.04%) Additional exemption filed$181,026 (+3%)$475,460 (+8.05%) Land $240,000 Building $235,460
2022$2,647.00 Homeowner's exemption$175,754$440,050 Land $249,600 Building $190,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 167 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies253 units insured
incl. 86 condo units
Nearby Flood Claims16 (1994–2025)
Claims Outside the SFHA6 of 16
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 5 claims
  • Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: T-Mobile.

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