5181 Silver Thistle Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5181 Silver Thistle Ln, Saint Cloud, FL 34772 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2007
Square Footage1,632 sqft Living Area
Lot Size5,488 sqft (0.126 acres)
OccupancyOwner Occupied
Last Sale$204,900 (2007)
Tax Bill$1,316.00 (2025)

Property Details

APN / Parcel Number

Primary APN23-26-30-0668-0001-2570
Alternative APNs
  • 263023066800012570
  • 144612

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,632 sqft Living Area
Gross Area2,060 sqft Gross Area
1st Floor1,632 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,488 sqft (0.126 acres)
Depth X Width110 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
Patio Area200 sqft Patio
Porch Area28 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5181 SILVER THISTLE LN
CitySAINT CLOUD
StateFL
Zip34772-7074
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSOUTHERN PINES UNIT 2 PB 18 PG 135-140 LOT 257
Legal Range30E
Legal Township26S
Legal Section23
Legal SubdivisionSOUTHERN PINES UNIT 2
Legal Tract668
Legal Block2570
Legal Lot Number257
Legal Unit2P
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1008
Census Tract43303

Owner

Source: Osceola County records · APN 23-26-30-0668-0001-2570

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address5181 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7074
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Intrafamily Transfer, Transfer
Sep 27, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SUN WEST MORTGAGE COMPANY INC
Dec 21, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SUN WEST MORTGAGE COMPANY INC
Oct 03, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 06, 2007 · Amount on Record
Deed SaleJun 06, 2007 · Amount on Record
Deed Doc Number2007106411
Deed Book / Page3495 / 177
Last Transfer DateFeb 17, 2026
Transfer Doc0069242916
Record RefreshedSep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateFeb 17, 2026
Property Address5181 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7074
Document Number0069242916
Book / Page6924 / 2916
Map ReferenceMB 18 PG 135-140
Instrument DateFeb 17, 2026
Instrument2026022828
Transaction TypeTransfer
Record UpdatedMar 03, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5181 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7074

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address5181 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7074

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5181 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7074
Transaction TypeMortgage
Record UpdatedOct 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5181 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7074

Mortgage

Document Number0064792895
DateSep 27, 2023
Book Page6479/2895
Instrument2023126629
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressCERRITOS, CA 90703
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5181 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7074
Transaction TypeMortgage
Record UpdatedJan 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5181V SILVER THISTLE LN, SAINT CLOUD, FL 34772-7074

Mortgage

Document Number0063331004
DateDec 21, 2022
Book Page6333/1004
Instrument2022182457
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressBUENA PARK, CA 90620
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateOct 03, 2017
Property Address5181 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7074
Document Number0052170328
Book / Page005217 / 000328
Instrument DateAug 17, 2017
Instrument140744
Transaction TypeTransfer
Record UpdatedNov 10, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5181 SILVER THISTLE LN ST CLOUD FL 347727074, ST CLOUD, FL 34772-7074

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,316.00 (+4.11%) Homeowner's exemption$116,412 (+5.99%)$280,300 (+7.72%) Land $75,000 Building $205,300
2024$1,264.00 (+3.69%)
2023$1,219.00 (+4.91%) Homeowner's exemption$109,837 (+3%)$260,200 (+3.21%) Land $60,000 Building $200,200
2022$1,162.00 Homeowner's exemption$106,638$252,100 Land $55,000 Building $197,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 685 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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