5181 S Gibraltar Ct, Centennial (Aurora), CO 80015 Property Records

Arapahoe County property record for 5181 S Gibraltar Ct, Centennial, CO 80015

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,504 sqft · built 1993
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$243,000 (Sep 2012)
Tax Bill	$4,676 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2073-15-1-15-047`

Property Details

APN / Parcel Number

Primary APN	`2073-15-1-15-047`
Alternative APNs	`032454458` `32454458` `454458`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,504 sqft Living Area
Gross Area	3,832 sqft
1st Floor Area	1,306 sqft
2nd Floor Area	1,198 sqft
Basement Area	600 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	104 ft deep x 80 ft wide
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	588 sqft
Driveway	Driveway
Driveway Area	3 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	15 sqft
Porch	Covered Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	032454458
Street Address	5181 S GIBRALTAR CT
City	CENTENNIAL
State	CO
Zip	80015-3762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR3
Legal Description	SUBDIVISIONCD 056580 SUBDIVISIONNAME SMOKY RIDGE BLOCK 008 LOT 047 LOT 47 BLK 8 SMOKY RIDGE
Legal Range	66W
Legal Township	5S
Legal Section	15
Legal Quarter	1
Legal Subdivision	SMOKY RIDGE
Legal Block	008,8
Legal Lot Number	47
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTH AURORA
Census Block Group	1
Census Block	1007
Census Tract	85400

Owner

5181 S Gibraltar Ct is owned and occupied by two individuals who bought it in September 2012.

Source: Arapahoe County records, as of June 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5181 S GIBRALTAR CT, CENTENNIAL, CO 80015-3762
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage FILO MORTGAGE LLC
Dec 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2012 · Amount on File
Deed Sale	Sep 6, 2012 · Amount on File
Prior Sale	Mar 22, 2012
Deed Document Number	201299075
Prior Transfer Date	Jan 1, 1985
Prior Transfer Doc	4377000064
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	5181 S GIBRALTAR CT, CENTENNIAL, CO 80015-3762
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5181 S GIBRALTAR CT, CENTENNIAL, CO 80015-3762

Mortgage

Document Number	00E6015411
Date	Mar 10, 2026
Instrument	E6015411

Lender

Name	FILO MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	5181 S GIBRALTAR CT, CENTENNIAL, CO 80015-3762
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	ASCENDANT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D7140627
Date	Dec 13, 2017
Instrument	D7140627

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5181 S Gibraltar Ct was $4,676, up 12.1% from the year before.

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,498 (-2.08%)	$645,400 (-) Land $160,000 Building $485,400
2025	$4,676.00 (+12.08%)	$40,338	$645,400 Land $160,000 Building $485,400
2024	$4,172.00
2023		$39,570	$645,600 Land $160,000 Building $485,600
2021	$3,147.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5181 S Gibraltar Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5181 S Gibraltar Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST CHERRY CREEK VALLEY WSD serves 66,130 people · EPA ID CO0103035
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Aerux Broadband Fixed Wireless	100 / 100

May also be available: BAM Broadband, Verizon.

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