5181 Ralph Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5181 Ralph Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,045 sqft · built 1947
Lot Size	0.113 acres (4,922 sqft)
Owner	2 Company Names on Record
Last Sale	$82,500 (Oct 2010)
Tax Bill	$4,060 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0041-0428-00`

Property Details

APN / Parcel Number

Primary APN	`550-0041-0428-00`
Alternative APN	`0084457`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,045 sqft Living Area
Gross Area	3,181 sqft
1st Floor Area	1,136 sqft
2nd Floor Area	909 sqft
Upper Floors Area	909 sqft
Basement Area	1,136 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	4,922 sqft (0.113 acres)
Lot Dimensions	121 ft deep x 42 ft wide
Garage Type	Basement
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5181 RALPH AVE
City	CINCINNATI
State	OH
Zip	45238-3859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	RALPH AVE 42 X 121.66 IRR R2 -T2 -S7
Legal Subdivision	LEDEMEIERS SECOND
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3007
Census Tract	21202

Owner

Source: Hamilton County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5504 PALOMINO DR, CINCINNATI, OH 45238-4144
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES
Mar 28, 2017	Quit Claim Deed, Transfer · Conventional Mortgage NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2010 · Amount on Record
Deed Sale	Oct 6, 2010 · Amount on Record
Prior Sale	Oct 20, 1994
Deed Document Number	2010118266
Deed Book / Page	11549 / 173
Last Transfer Date	Oct 7, 2024
Transfer Doc	0000072711
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	May 19, 2026
Property Address	5181 RALPH AVE, CINCINNATI, OH 45238-3859
Document Number	0000038771
Book / Page	15669 / 292
Instrument Date	May 12, 2026
Instrument	202638771
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	5181 RALPH AVE, CINCINNATI, OH 45238-3859

Mortgage

Document Number	0000038771,
Date	May 19, 2026
Book Page	15669/292
Instrument	202638771

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2056

Interest

Rate	6.3%
Max Rate	-1%

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 28, 2017
Property Address	5181 RALPH AVE, CINCINNATI, OH 45238-3859
Document Number	0000027102
Book / Page	013383 / 000392
Instrument Date	Mar 17, 2017
Instrument	27102
Transaction Type	Transfer
Record Updated	Nov 10, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5181 RALPH AVE CINCINNATI OH 452383859, CINCINNATI, OH 45238-3859

Mortgage

Document Number	27103
Date	Mar 28, 2017
Book Page	013383/000394
Instrument	27103

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 27, 2037

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,060.00 (-2.43%)	$67,145 (+%) Land $9,461 Building $57,684	$191,840 (-) Land $27,030 Building $164,810
2024	$4,161.00 (-0.17%)	$67,143 (-) Land $9,460 Building $57,683
2023	$4,168.00 (+62.05%)	$67,143 (+93.69%) Land $9,460 Building $57,683	$191,840 (+93.7%) Land $27,030 Building $164,810
2022	$2,572.00	$34,665 Land $7,557 Building $27,108
2020			$99,040 Land $21,590 Building $77,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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