Monroe County property record for 5181 Kaskaskia Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 784 sqft · built 1933 |
| Lot Size | 0.34 acres (15,002 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,271 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-13-401-032-000 |
| Primary APN | 10-13-401-032-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 784 sqft Building Perimeter |
| 1st Floor Area | 1,904 sqft |
| Basement Area | 784 sqft |
| Unfinished Basement | 784 sqft |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Construction Type | Frame |
| Lot Area | 15,002 sqft (0.34 acres) |
| Garage Area | 480 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 438 sqft |
| Deck Area | 564 sqft |
| Patio Area | 564 sqft |
| Shed | 1 Shed |
| Shed Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5181 KASKASKIA RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA2 |
| Legal Description | LOT 3 BUSSMANS ADDN 0114161 |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 13 |
| Legal Subdivision | BUSSMANS ADD |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 23 |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 600501 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5181 KASKASKIA RD, WATERLOO, IL 62298-3723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2023 | Transfer on Death Deed, Transfer |
| Aug 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 10, 2023 |
| Transfer Doc | 0000431154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 13, 2023 |
| Property Address | 5181 KASKASKIA RD, WATERLOO, IL 62298-3723 |
| Document Number | 0000431154 |
| Instrument Date | Nov 10, 2023 |
| Instrument | 431154 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5181 KASKASKIA RD, WATERLOO, IL 62298-3723 |
| Name | Verified Name |
|---|---|
| Address | 5181 KASKASKIA RD, WATERLOO, IL 62298-3723 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5181 KASKASKIA RD, WATERLOO, IL 62298-3723 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000418852 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 418852 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,271.00 Homeowner's exemption | $65,490 (+16.82%) Land $2,000 Building $63,490 | $196,470 (+16.82%) Land $6,000 Building $190,470 |
| 2024 | $3,271.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $56,060 Land $2,000 Building $54,060 | $168,180 Land $6,000 Building $162,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Wisper ISP.
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