5181 Cooper Rd, Eden, MD 21822 Property Records

Wicomico County property record for 5181 Cooper Rd, Eden, MD 21822

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,352 sqft · built 1971
Lot Size1.17 acres (50,965 sqft)
Owner2 Individual Names on File
Tax Bill$1,153 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-000707

Property Details

APN / Parcel Number

Primary APN07-000707
Alternative APN
  • 000707

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,352 sqft Total Area

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialSiding
Roof MaterialMetal
Lot Area50,965 sqft (1.17 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area360 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number000707
Street Address5181 COOPER RD
CityEDEN
StateMD
Zip21822-2156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionBL-A L-3 1.17 AC 5181 COOPER RD UPPER FERRY ACRES PLAT
Legal SubdivisionUPPER FERRY ACRES
Legal BlockA
Legal Lot Number3
JurisdictionWICOMICO MD
Township / Civil Division7, TRAPPE
Census Block Group2
Census Block2011
Census Tract10800

Owner

5181 Cooper Rd is owned and occupied by two individuals.

Source: Wicomico County records, as of September 9, 2026

Owner of Record2 Individual Names on File
Mailing Address5181 COOPER RD, EDEN, MD 21822-2156
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWICOMICO MD
Property Address5181 COOPER RD, EDEN, MD 21822-2156
Transaction TypeMortgage
Record UpdatedMar 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053470421
DateJan 29, 2024
Book Page5347/421
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 5181 Cooper Rd was $1,153 with a homeowner's exemption.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWicomico County
Unified School DistrictWicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$123,567$128,500 Land $48,200 Building $80,300
2025$1,153.00 Homeowner's exemption
2023$1,127.00 Homeowner's exemption$113,033$113,700 Land $48,200 Building $65,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5181 Cooper Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 28 policies
Nearby Flood Policies28 in force
Nearby Flood Claims8 (1994–2015)
Claims Outside the SFHA3 of 8
Most Recent ClaimMar 2015 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5181 Cooper Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 95% of Maryland
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: Choptank Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cooper Rd

Nearby Streets

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