5181 Abigail Ln, Chattanooga, TN 37416 Property Records

Hamilton County property record for 5181 Abigail Ln, Chattanooga, TN 37416

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,919 sqft · built 2021
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$521,394 (Jun 2021)
Tax Bill	$2,927 (2025)
Deeds & Mortgages	Feb 2025 Line of Credit Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`112A E 032`

Property Details

APN / Parcel Number

Primary APN	`112A E 032`
Alternative APN	`0000383294`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,919 sqft Living Area

Exterior

Year Built	Built 2021
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000383294
Street Address	5181 ABIGAIL LN
City	CHATTANOOGA
State	TN
Zip	37416-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 29 RIVERBAY ESTATES PB 103 PG 183 OUT OF 111D A 022 FOR 2016
Legal Subdivision	RIVERBAY ESTATES
Legal Lot Number	29
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	5
Census Block	5002
Census Tract	11413

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5181 ABIGAIL LN, CHATTANOOGA, TN 37416-2131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2025	Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FCU
Jun 24, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CMG MORTGAGE INC
Jul 6, 2020	Deed of Trust, Construction Loan · Construction Mortgage PINNACLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Deed Document Number	2021062400119
Deed Book / Page	12540 / 210
Record Updated	Jun 8, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	5181 ABIGAIL LN, CHATTANOOGA, TN 37416-2131
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000009
Date	Feb 20, 2025
Book Page	13841/167
Instrument	2025022000009

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 24, 2021
Property Address	5181 ABIGAIL LN, CHATTANOOGA, TN 37416-2131
Document Number	0000000119
Book / Page	12540 / 210
Map Reference	MB 103 PG 183
Instrument Date	Jun 23, 2021
Instrument	2021062400119
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2025
Title Company	CENTURY TITLE COMPANY, CENTURY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,929.16
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5181 ABIGAIL LN, CHATTANOOGA, TN 37416-2131

Mortgage

Document Number	0012540212
Date	Jun 24, 2021
Instrument	12540/212

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	Jul 6, 2020
Property Address	5181 ABIGAIL LN, CHATTANOOGA, TN 37416-2131
Document Number	0706000266
Book / Page	012061 / 000902
Instrument Date	Jul 6, 2020
Instrument	200706000266
Transaction Type	Construction Loan
Record Updated	Aug 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1980 OLD FORT PKWY MURFREESBORO TN 371296928, MURFREESBORO, TN 37129-6928

Mortgage

Document Number	706000266
Date	Jul 6, 2020
Book Page	012061/000902
Instrument	200706000266

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,927.00 (+1.6%)	$193,150 (+49.99%)	$772,600 (+49.99%) Land $55,000 Building $717,600
2024	$2,881.00 (-0.31%)	$128,775 (-)	$515,100 (-) Land $55,000 Building $460,100
2023	$2,890.00	$128,775	$515,100 Land $55,000 Building $460,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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