5180 Starkes Grade Rd, Pollock Pines, CA 95726 Property Records

El Dorado County property record for 5180 Starkes Grade Rd, Pollock Pines, CA 95726

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 1983
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on File
Last Sale	$447,500 (Nov 2021)
Tax Bill	$5,105 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077-361-007-000`

Property Details

APN / Parcel Number

Primary APN	`077-361-007-000`
Alternative APNs	`07736107100` `0773610710`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Wood
Lot Area	95,832 sqft
Terrain	Wooded
Patio Area	1,584 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	5180 STARKES GRADE RD
City	POLLOCK PINES
State	CA
Zip	95726-9558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	L 7 SIERRA SPGS 21
Legal Subdivision	SIERRA SPGS 21
Legal Lot Number	7
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2017
Census Tract	31405

Owner

5180 Starkes Grade Rd is owned and occupied by two individuals who bought it in November 2021.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5180 STARKES GRADE RD, POLLOCK PINES, CA 95726-9558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Grant Deed, Transfer · FHA Mortgage CHANGE LENDING LLC
Apr 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 25, 2019	Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2021 · Amount on File
Deed Sale	Nov 5, 2021 · Amount on File
Prior Sale	Feb 25, 2019 · Amount on File
Deed Document Number	202169319
Prior Transfer Date	Apr 10, 2020
Prior Transfer Doc	0000018261
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Nov 5, 2021
Property Address	5180 STARKES GRADE RD, POLLOCK PINES, CA 95726-9558
Document Number	0000069319
Map Reference	MB E PG 87
Instrument Date	Nov 1, 2021
Instrument	2021-0069319
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5250 LOCH LEVEN DR, PACIFIC HOUSE, CA 95726-9484

Mortgage

Document Number	0000069320
Date	Nov 5, 2021
Instrument	2021-0069320

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Apr 23, 2020
Property Address	5180 STARKES GRADE RD, POLLOCK PINES, CA 95726-9558
Document Number	0000018261
Map Reference	MB E PG 87
Instrument Date	Apr 10, 2020
Instrument	2020-0018261
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	STEWART TITLE OF PLACER

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5180 STARKES GRADE RD, PACIFIC HOUSE, CA 95726-9558

Mortgage

Document Number	0000018262
Date	Apr 23, 2020
Instrument	2020-0018262

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Feb 25, 2019
Property Address	5180 STARKES GRADE RD, POLLOCK PINES, CA 95726-9558
Document Number	0000005740
Map Reference	MB E MAP 87
Instrument Date	Feb 21, 2019
Instrument	2019-0005740
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5180 STARKES GRADE RD, POLLOCK PINES, CA 95726-9558

Mortgage

Document Number	0000005741
Date	Feb 25, 2019
Instrument	2019-0005741

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5180 Starkes Grade Rd was $5,105.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Oak Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$484,116 (+2%) Land $135,304 Building $348,812
2025	$5,105.00	$474,624 Land $132,651 Building $341,973
2023	$4,900.00 (+1.49%)	$456,195 Land $127,500 Building $328,695
2022	$4,828.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5180 Starkes Grade Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5180 Starkes Grade Rd is extreme, ranking above 97.8% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.8% of the US · above 88% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Cal.net.

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