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5180 Co Rd 4609, Commerce, TX 75428 Property Records

Hunt County property record for 5180 Co Rd 4609, Commerce, TX 75428

Property Summary

Property TypeMobile Home
Details1,536 sqft · built 2001
Lot Size1.28 acres (55,757 sqft)
OwnerIndividual Name on Record
Last Sale$58,000 (Sep 2017)
Tax Bill$1,776 (2025)
Deeds & MortgagesJan 2026 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN0408-0390-0060-30

Property Details

APN / Parcel Number

Primary APN0408-0390-0060-30
Alternative APNs
  • R214677
  • 214677

Interior

Stories1 Story
Building Area1,536 sqft Gross Area
1st Floor Area1,536 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleMobile Home
Lot Area55,757 sqft (1.28 acres)
Shed1 Shed
Shed Area168 sqft

Location & Zoning

Street Address5180 COUNTY ROAD 4609
CityCOMMERCE
StateTX
Zip75428-5619
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionA0408 HANKS THOMAS,TRACT 39-6, ACRES 1.28
Legal SubdivisionHANKS THOMAS
Legal Tract39-6
Legal Block2
Legal Lot Number39-6
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group2
Census Block2080
Census Tract960100

Owner

Source: Hunt County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5180 COUNTY ROAD 4609, COMMERCE, TX 75428-5619
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCING CORP
Sep 12, 2017Vendor's Lien, Transfer · Commercial Mortgage
GUARANTY BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2017 · Amount on Record
Deed SaleSep 12, 2017 · Amount on Record
Prior SaleApr 20, 2016
Deed Document Number201712630
Prior Transfer DateSep 11, 2017
Prior Transfer Doc0000012630
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNT TX
Property Address5180 COUNTY ROAD 4609, COMMERCE, TX 75428-5619
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5180 COUNTY ROAD 4609, COMMERCE, TX 75428-5619

Mortgage

Document Number0000000281
DateJan 7, 2026
Instrument2026-00281
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
AddressAURORA, CO 80014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

September 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHUNT TX
Recording DateSep 12, 2017
Property Address5180 COUNTY ROAD 4609, COMMERCE, TX 75428-5619
Document Number0000012630
Map ReferenceDOC2009-14215
Instrument DateSep 11, 2017
Instrument2017-12630
Transaction TypeTransfer
Record UpdatedAug 27, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5180 COUNTY ROAD 4609, 5180, COMMERCE, TX 75428-5619

Transferred To (Grantee/Buyer)

NameVerified Name
Address5180 COUNTY ROAD 4609, COMMERCE, TX 75428-5619

Mortgage

Document Number0000012631
DateSep 12, 2017
Instrument2017-12631
Lender
NameGUARANTY BANK & TRUST
TypeBank
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueSep 11, 2027

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,776.00 (-0.34%)$99,900 (+19.63%) Land $74,240 Building $25,660$99,900 (+19.63%) Land $74,240 Building $25,660
2024$1,782.00 (+39.87%)
2023$83,510 Land $54,530 Building $28,980$83,510 Land $54,530 Building $28,980
2022$1,274.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH HUNT SUD
serves 4,836 people · EPA ID TX1160039
Water SourcePurchased surface water from CITY OF COMMERCE
Last State InspectionAug 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Oct 2022
Treatment and ProcedureColiform assessment
Sep 2023
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
360 Broadband
Fixed Wireless		400 / 50
Nextlink
Fixed Wireless		100 / 20
Rise Broadband
Fixed Wireless		25 / 5

May also be available: T-Mobile, Verizon.

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