5180 Cedar Lake Rd, Oscoda, MI 48750 Property Records

Iosco County property record for 5180 Cedar Lake Rd, Oscoda, MI 48750

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,805 sqft · built 1961
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$59,083 (Dec 2017)
Tax Bill	$1,287 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Dec 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`064L8000007100`

Property Details

APN / Parcel Number

Primary APN	`064L8000007100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,805 sqft Building Perimeter
1st Floor Area	1,805 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	112 ft deep x 110 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5180 CEDAR LAKE RD
City	OSCODA
State	MI
Zip	48750-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKEVIEW HOMESITES SUB LOTS 71 & 72
Legal Subdivision	LAKEVIEW HOMESITES SUB
Legal Lot Number	71-72
Jurisdiction	IOSCO MI
Township / Civil Division	OSCODA
Census Block Group	1
Census Block	1003
Census Tract	400

Owner

5180 Cedar Lake Rd is owned and occupied by an individual who bought it in December 2017.

Source: Iosco County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	5180 CEDAR LAKE RD, OSCODA, MI 48750-2224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2017	Intrafamily Transfer, Transfer · ARM NORTHLAND AREA FCU
Dec 28, 2017	Intrafamily Transfer, Transfer
Dec 28, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2017 · Amount on File
Deed Sale	Dec 28, 2017 · Amount on File
Prior Sale	Jan 28, 2008 · Amount on File
Deed Document Number	20177605
Prior Transfer Date	Dec 20, 2017
Prior Transfer Doc	2017007606
Record Updated	Sep 20, 2026

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IOSCO MI
Recording Date	Dec 28, 2017
Property Address	5180 CEDAR LAKE RD, OSCODA, MI 48750-2224
Document Number	2017007606
Map Reference	LB 6 PG 22
Instrument Date	Dec 20, 2017
Instrument	2017007606
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5180 CEDAR LAKE RD, 5180, OSCODA, MI 48750-2224

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5180 CEDAR LAKE RD, OSCODA, MI 48750-2224

Mortgage

Document Number	2017007607
Date	Dec 28, 2017
Instrument	2017007607

Lender

Name	NORTHLAND AREA FCU
Type	Credit Union
Address	OSCODA, MI 48750

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2023
Change Frequency	5 Years
Min Rate At Change	4%
Max Rate At Change	7.99%
Index	5-Year TN
Max Rate	11.9%

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IOSCO MI
Recording Date	Dec 28, 2017
Property Address	5180 CEDAR LAKE RD, OSCODA, MI 48750-2224
Document Number	2017007616
Map Reference	LB 6 PG 22
Instrument Date	Dec 20, 2017
Instrument	2017007616
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5180 CEDAR LAKE RD, 5180, OSCODA, MI 48750-2224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5180 CEDAR LAKE RD, OSCODA, MI 48750-2224

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IOSCO MI
Recording Date	Dec 28, 2017
Property Address	5180 CEDAR LAKE RD, OSCODA, MI 48750-2224
Document Number	2017007605
Map Reference	LB 6 PG 22
Instrument Date	Dec 6, 2017
Instrument	2017007605
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7477 CEDAR BROOK DR, 7477, OSCODA, MI 48750-8717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5180 CEDAR LAKE RD, OSCODA, MI 48750-2224

Tax Assessment & Valuation

The 2025 property tax bill for 5180 Cedar Lake Rd was $1,287 with a homeowner's exemption.

Source: Iosco County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Iosco County
County Subdivision	Oscoda Charter Township
Unified School District	Oscoda Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,800 (+16.12%) Land $95,800	$191,600 (+16.12%) Land $191,600
2025	$1,287.00 Homeowner's exemption	$82,500 Land $82,500	$165,000 Land $165,000
2023	$1,030.00 Homeowner's exemption	$61,100 Land $61,100	$61,100 Land $61,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5180 Cedar Lake Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5180 Cedar Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSCODA TOWNSHIP serves 6,997 people · EPA ID MI0005040
Water Source	Purchased surface water from HURON SHORE REGIONAL UTILITY AUTHORITY
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Cedar Lake Rd

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