Gaston County property record for 518 Wilson St, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,234 sqft · built 2023 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Aug 2023) |
| Tax Bill | $2,757 (2026) |
| Deeds & Mortgages | Apr 2023 Line of Credit Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 309161 |
| Primary APN | 309161 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,234 sqft Heated Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Lot Area | 14,375 sqft (0.33 acres) |
| Street Address | 518 WILSON ST |
|---|---|
| City | STANLEY |
| State | NC |
| Zip | 28164-1943 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILSON ST. LOT 4 PLAT BOOK 099 PAGE 034 |
| Legal Lot Number | 4 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | RIVERBEND |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 33501 |
518 Wilson St is owned and occupied by two individuals who bought it in August 2023.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 518 WILSON ST, STANLEY, NC 28164-1943 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2023 | Deed of Trust, Mortgage · Line of Credit DRAGON PROPERTIES LLC |
| Aug 31, 2023 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2023 · Amount on File |
| Deed Sale | Aug 31, 2023 · Amount on File |
| Deed Book / Page | 5432 / 84 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 518 WILSON ST, STANLEY, NC 28164-1943 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 442, MOUNT HOLLY, NC 28120-0442 |
| Investor | Possibly a Property Investor |
| Document Number | 0054030190 |
|---|---|
| Date | Apr 10, 2023 |
| Book Page | 5403/190 |
| Name | DRAGON PROPERTIES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | MOUNT HOLLY, NC 28120 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 9, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Aug 31, 2023 |
| Property Address | 518 WILSON ST, STANLEY, NC 28164-1943 |
| Document Number | 0054320084 |
| Book / Page | 5432 / 84 |
| Map Reference | MB 99 PG 34 |
| Instrument Date | Aug 31, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 5, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 518 WILSON ST, STANLEY, NC 28164-1943 |
| Name | Verified Name |
|---|---|
| Address | 518 WILSON ST, STANLEY, NC 28164-1943 |
| Document Number | 0000543287 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 5432/87 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Number | 0054320104 |
|---|---|
| Date | Aug 31, 2023 |
| Book Page | 5432/104 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27611 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 518 Wilson St was $2,757.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Stanley Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,757.00 | $253,240 Land $23,500 Building $229,740 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 518 Wilson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 518 Wilson St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF STANLEY serves 5,750 people · EPA ID NC0136035 |
|---|---|
| Water Source | Purchased surface water from CITY OF MOUNT HOLLY |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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