Mercer County property record for 518 Willow St, Celina, OH 45822
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,467 sqft · built 1953 |
| Lot Size | 0.209 acres (9,126 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $298,100 (Jun 2026) |
| Tax Bill | $2,445 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-301300.0000 |
| Primary APN | 27-301300.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,467 sqft Living Area |
| Basement Area | 648 sqft |
| Finished Basement | 648 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 9,126 sqft (0.209 acres) |
| Lot Dimensions | 169 ft deep x 54 ft wide |
| Garage Type | Attached |
| Street Address | 518 WILLOW ST |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-1545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODLAND SUBD ALSO W 1/2 LOT 5 LOT#: 6 |
| Legal Subdivision | WOODLAND SUBD |
| Legal Lot Number | 5 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 967500 |
Source: Mercer County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 518 WILLOW ST, CELINA, OH 45822-1545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jun 15, 2026 | Warranty Deed, Transfer · Line of Credit PEOPLES BANK |
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DYNAMIC FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2026 · Amount on Record |
| Deed Sale | Jun 15, 2026 · Amount on Record |
| Prior Sale | May 21, 2014 · Amount on Record |
| Deed Document Number | 20262702 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Jun 15, 2026 |
| Property Address | 518 WILLOW ST, CELINA, OH 45822-1545 |
| Document Number | 0000002702 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20262702 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90,324.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 518 WILLOW ST, CELINA, OH 45822-1545 |
| Document Number | 0000002703, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 20262703 |
| Name | PEOPLES BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 518 WILLOW ST, CELINA, OH 45822-1545 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100003250 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 202100003250 |
| Name | DYNAMIC FCU |
|---|---|
| Type | Credit Union |
| Address | CELINA, OH 45822 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2041 |
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Jefferson Township |
| Municipality | Celina City |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,445.00 | $61,810 (-) Land $12,530 Building $49,280 | |
| 2024 | $2,445.00 (+0.25%) | $61,810 (-) Land $12,530 Building $49,280 | |
| 2023 | $2,439.00 (+8.45%) | $61,810 (+24.09%) Land $12,530 Building $49,280 | $176,600 (+24.1%) Land $35,800 Building $140,800 |
| 2022 | $2,249.00 | $49,810 Land $8,020 Building $41,790 | |
| 2020 | $142,300 Land $22,900 Building $119,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CELINA serves 11,682 people · EPA ID OH5400011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures