518 Wethersfield St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 518 Wethersfield St, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,392 sqft · built 2019
Lot Size	0.943 acres (41,070 sqft)
Owner	Individual Name on Record
Last Sale	$665,000 (Jul 2020)
Tax Bill	$10,611 (2026)
Deeds & Mortgages	Nov 2019 Construction Loan Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0011 B:0003 L:0001`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0011 B:0003 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,392 sqft Living Area
Gross Area	5,220 sqft
Basement Area	804 sqft
Unfinished Basement	804 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,070 sqft (0.943 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	518 WETHERSFIELD ST
City	ROWLEY
State	MA
Zip	01969-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OUT
Legal Block	3
Legal Lot Number	1
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	3
Census Block	3006
Census Tract	270100

Owner

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	518 WETHERSFIELD ST, ROWLEY, MA 01969-1603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2019	Deed of Trust, Mortgage · Construction Mortgage ENTERPRISE BANK & TRUST CO
Sep 18, 2020	Deed of Trust, Mortgage · Balloon Mortgage HANSCOM FCU
Jul 2, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Prior Sale	Oct 25, 2019 · Amount on Record
Deed Document Number	20202610
Deed Book / Page	38677 / 591
Prior Transfer Date	Jul 1, 2020
Prior Transfer Doc	38677-591
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	518 WETHERSFIELD ST, ROWLEY, MA 01969-1603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38037-500
Date	Nov 18, 2019
Book Page	38037/500
Instrument	20191118004730

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	518 WETHERSFIELD ST, ROWLEY, MA 01969-1603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38954-2
Date	Sep 18, 2020
Book Page	38954/2
Instrument	20200918005280

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Jul 2, 2020
Property Address	518 WETHERSFIELD ST, ROWLEY, MA 01969-1603
Document Number	38677-591
Book / Page	038677 / 000591
Instrument Date	Jul 1, 2020
Instrument	2002610
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$3,032.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	518 WETHERSFIELD ST ROWLEY MA 01969, ROWLEY, MA 01969

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Oct 25, 2019
Property Address	518 WETHERSFIELD ST, ROWLEY, MA 01969-1603
Document Number	37967-424
Book / Page	037967 / 000424
Instrument Date	Oct 24, 2019
Instrument	1025004170
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$866.40
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	49 RIVERSIDE AVE GLOUCESTER MA 01930, GLOUCESTER, MA 01930

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,611.00 (+3.66%)	$877,700 (+0.92%) Land $295,300 Building $582,400	$1,003,156 (+16.18%)
2025	$10,236.00 (+1.07%)	$869,700 (+3.91%) Land $281,200 Building $588,500	$863,455
2024	$10,128.00 (+2.15%)	$837,000 (+9.91%) Land $268,000 Building $569,000
2023	$9,915.00	$761,500 Land $233,000 Building $528,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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