St. Joseph County property record for 518 Walnut St, Three Rivers, MI 49093 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,080 sqft · built 1900 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $163,000 (Dec 2023) |
| Tax Bill | $2,918 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-145-215-00 |
| Primary APN | 051-145-215-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,080 sqft Living Area |
| 1st Floor Area | 1,492 sqft |
| Basement Area | 588 sqft |
| Unfinished Basement | 558 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 130 ft deep x 60 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 518 WALNUT ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 60 FT OF LOT 8 BLK 20. CITY OF THREE RIVERS. |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Block | 20 |
| Legal Lot Number | 8 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 40100 |
Source: St. Joseph County records · APN 051-145-215-00
Assessment roll updated August 11, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 518 WALNUT ST, THREE RIVERS, MI 49093-1434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 09, 2025 | Deed of Trust, Mortgage · FHA Mortgage IMPERIUM LENDING LLC |
| Dec 26, 2023 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 26, 2023 · Amount on Record |
| Deed Sale | Dec 26, 2023 · Amount on Record |
| Prior Sale | Dec 02, 2015 · Amount on Record |
| Deed Document Number | 20239103 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 518 WALNUT ST, THREE RIVERS, MI 49093-1434 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 518 WALNUT ST, THREE RIVERS, MI 49093-1434 |
| Document Number | 2025008029 |
|---|---|
| Date | Oct 09, 2025 |
| Instrument | 2025008029 |
| Name | IMPERIUM LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Dec 26, 2023 |
| Property Address | 518 WALNUT ST, THREE RIVERS, MI 49093-1434 |
| Document Number | 2023009103 |
| Map Reference | LB F PG 28 |
| Instrument Date | Dec 15, 2023 |
| Instrument | 2023009103 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,222.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 63366 KINSEY ST, VANDALIA, MI 49095-7714 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 617 EAST ST, THREE RIVERS, MI 49093-1413 |
| Document Number | 2023009104 |
|---|---|
| Date | Dec 26, 2023 |
| Instrument | 2023009104 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,400 (+8.21%) | $226,800 (+8.21%) | |
| 2025 | $2,918.00 (-4.55%) Homeowner's exemption | $104,800 (+67.68%) Land $3,800 Building $101,000 | $209,600 (+67.68%) Land $7,600 Building $202,000 |
| 2023 | $62,500 Land $2,700 Building $59,800 | $125,000 Land $5,400 Building $119,600 | |
| 2022 | $3,057.00 |
Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261490401003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1982–2020) |
| Most Recent Claim | May 2020, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures