518 W 7th St, Winona, MN 55987 Property Records

Winona County property record for 518 W 7th St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,136 sqft · built 1885
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$144,300 (Dec 2019)
Tax Bill	$1,840 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2019 Sale & Mortgage + 1 more
APN	`32.000.7130`

Property Details

APN / Parcel Number

Primary APN	`32.000.7130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,136 sqft Living Area
1st Floor Area	972 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1983
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	484 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	270 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Hot Water

Location & Zoning

Street Address	518 W WABASHA ST
City	WINONA
State	MN
Zip	55987-5207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-22 TWP-107 RANGE-007 ORIGINAL PLAT LOT-004 BLOCK-111 ORIGINAL PLAT
Legal Range	007
Legal Township	107
Legal Section	22
Legal Subdivision	ORIGINAL PLAT
Legal Block	111
Legal Lot Number	4
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	1
Census Block	1025
Census Tract	670400

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	518 W WABASHA ST, WINONA, MN 55987-5207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Dec 2, 2019	Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU
Dec 28, 2018	Warranty Deed, Transfer WNB FINANCIAL NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2019 · Amount on Record
Deed Sale	Dec 2, 2019 · Amount on Record
Prior Sale	Dec 28, 2018 · Amount on Record
Deed Document Number	2019621200
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	518 W 7TH ST, WINONA, MN 55987-5527
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	MN SECURED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000635949
Date	Aug 5, 2021
Instrument	635949

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2041

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Dec 2, 2019
Property Address	518 W 7TH ST, WINONA, MN 55987-5527
Document Number	0000621200
Instrument Date	Nov 26, 2019
Instrument	621200
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	NOT AVAILABLE, MN SECURED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$476.19
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 W WABASHA ST, WINONA, MN 55987-5207

Mortgage

Document Number	0000621201
Date	Dec 2, 2019
Instrument	621201

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Dec 28, 2018
Property Address	518 W 7TH ST, WINONA, MN 55987-5527
Document Number	0000614527
Instrument Date	Dec 27, 2018
Instrument	614527
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	TOWN N COUNTRY TITLE LLC, TOWN N COUNTY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W150 THOMAS RD, FOUNTAIN CITY, WI 54629-7310

Mortgage

Document Number	0000614528
Date	Dec 28, 2018
Instrument	614528

Lender

Name	WNB FINANCIAL NA
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Dec 15, 2023

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,000 (+12.63%) Land $41,600 Building $147,400	$189,000 (+12.63%) Land $41,600 Building $147,400
2025	$1,840.00 (+19.95%)
2023	$1,534.00 Homeowner's exemption	$167,800 Land $40,000 Building $127,800	$167,800 Land $40,000 Building $127,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1997–2023)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2023 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, May 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hiawatha Broadband Communications Cable · Fiber in parts of the area	1,000 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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