518 W 4th St, Monroe, MI 48161 Property Records

Monroe County property record for 518 W 4th St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,350 sqft · built 1928
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$69,000 (Nov 2019)
Tax Bill	$1,264 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55-19-00337-000`

Property Details

APN / Parcel Number

Primary APN	`55-19-00337-000`
Alternative APN	`55 190 033 70`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,350 sqft Living Area
1st Floor Area	600 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	27.5 ft deep x 54.7 ft wide
Terrain	Rolling
Garage Area	255 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	518 W 4TH ST
City	MONROE
State	MI
Zip	48161-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	GROSVENOR PLAT W 75 FT OF E 88 FT OF LOT 15 EXC ;THAT PART NORTH OF E & W LI LYING 48 FT NORTH OF 4TH ST
Legal Subdivision	GROSVENOR
Legal Lot Number	15
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2021
Census Tract	832100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Village Historic District listed 1982 · 545 contributing resources · NRIS 82002854

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

518 W 4th St is owned and occupied by two individuals who bought it in November 2019.

Source: Monroe County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	518 W 4TH ST, MONROE, MI 48161-2408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 30, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 3, 2020	Deed of Trust, Mortgage QUICKEN LOANS LLC
Nov 4, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Apr 19, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2019 · Amount on File
Deed Sale	Nov 4, 2019 · Amount on File
Prior Sale	Apr 19, 2018 · Amount on File
Deed Document Number	201919137
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Sep 8, 2026
Property Address	518 W 4TH ST, MONROE, MI 48161-2408
Document Number	0000015707
Instrument Date	Sep 2, 2026
Instrument	202615707
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 W 4TH ST, MONROE, MI 48161-2408

Mortgage

Document Number	0000015707,
Date	Sep 8, 2026
Instrument	202615707

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	518 W 4TH ST, MONROE, MI 48161-2408
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 W 4TH ST, MONROE, MI 48161-2408

Mortgage

Document Number	0000001255
Date	Jan 30, 2024
Instrument	2024R01255

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2039

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	518 W 4TH ST, MONROE, MI 48161-2408
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015180
Date	Aug 3, 2020
Instrument	2020R15180

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2035

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Nov 4, 2019
Property Address	518 W 4TH ST, MONROE, MI 48161-2408
Document Number	0000019137
Instrument Date	Sep 26, 2019
Instrument	19137
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	AMROCK INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$593.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	518 W 4TH ST MONROE MI 481612408, MONROE, MI 48161-2408

Mortgage

Document Number	19138
Date	Nov 4, 2019
Instrument	19138

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE MI
Recording Date	Apr 19, 2018
Property Address	518 W 4TH ST, MONROE, MI 48161-2408
Document Number	0000007203
Instrument Date	May 14, 2011
Instrument	7203
Transaction Type	Transfer
Record Updated	May 15, 2018

Transaction

Amount	Amount on Record
Tax	$593.40
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1746 MEADOWBROOK DR MONROE MI 481613698, MONROE, MI 48161-3698

Tax Assessment & Valuation

The 2025 property tax bill for 518 W 4th St was $1,264 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,500 Land $59,500	$119,000 Land $119,000
2025	$1,264.00 Homeowner's exemption
2023	$1,107.00 Homeowner's exemption	$44,040	$88,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 518 W 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 518 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber, Spectrum.

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