Hillsborough County property record for 518 Summer Sails Dr, Valrico, FL 33594 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,320 sqft · built 2002 |
| Lot Size | 0.087 acres (3,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $181,000 (Dec 2018) |
| Tax Bill | $2,319 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0857401118 |
| Primary APN | 0857401118 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Heated Area |
| 1st Floor Area | 900 sqft |
| Upper Floors Area | 420 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,800 sqft (0.087 acres) |
| Lot Dimensions | 95 ft deep x 40 ft wide |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 116 sqft |
| Patio Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 0857401118 |
|---|---|
| Street Address | 518 SUMMER SAILS DR |
| City | VALRICO |
| State | FL |
| Zip | 33594-8004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOMERSET TRACT A-1 LOT 49 BLOCK A |
| Legal Range | 21E |
| Legal Township | 29S |
| Legal Section | 20 |
| Legal Subdivision | SOMERSET TRACT A-1 |
| Legal Tract | A |
| Legal Block | A |
| Legal Lot Number | 49 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 12210 |
Source: Hillsborough County records · APN 0857401118
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 518 SUMMER SAILS DR, VALRICO, FL 33594-8004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2023 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Dec 03, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jan 31, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Dec 28, 2018 | Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 28, 2018 · Amount on Record |
| Deed Sale | Dec 28, 2018 · Amount on Record |
| Prior Sale | Jun 20, 2012 · Amount on Record |
| Deed Document Number | 2018516120 |
| Deed Book / Page | 26297 / 1249 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 518 SUMMER SAILS DR, VALRICO, FL 33594-8004 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 518 SUMMER SAILS DR, VALRICO, FL 33594-8004 |
| Document Number | 0000177597 |
|---|---|
| Date | Apr 26, 2023 |
| Instrument | 2023177597 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Apr 25, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 518 SUMMER SAILS DR, VALRICO, FL 33594-8004 |
| Document Number | 0000526453 |
| Instrument Date | Dec 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 518 SUMMER SAILS DR VALRICO FL 335948004, VALRICO, FL 33594-8004 |
| Document Number | 0000526453 |
|---|---|
| Date | Dec 12, 2020 |
| Instrument | 526453 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 518 SUMMER SAILS DR, VALRICO, FL 33594-8004 |
| Document Number | 0000062831 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 518 SUMMER SAILS DR VALRICO FL 335948004, VALRICO, FL 33594-8004 |
| Document Number | 0000062831 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 62831 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Dec 28, 2018 |
| Property Address | 518 SUMMER SAILS DR, VALRICO, FL 33594-8004 |
| Document Number | 0000516120 |
| Book / Page | 26297 / 1249 |
| Map Reference | MB 89 PG 25 |
| Instrument Date | Dec 17, 2018 |
| Instrument | 2018516120 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | PARAMOUNT TITLE II |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,267.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 312 DANUBE AVE APT 103, 312, TAMPA, FL 33606-3746 |
| Name | Verified Name |
|---|---|
| Address | 518 SUMMER SAILS DR, VALRICO, FL 33594-8004 |
| Document Number | 0000516121 |
|---|---|
| Date | Dec 28, 2018 |
| Instrument | 2018516121 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,319.00 (+12.3%) Homeowner's exemption | $129,939 (+5.99%) | $222,150 (+6.96%) Land $51,870 Building $170,280 |
| 2023 | $2,065.00 (+8.06%) Homeowner's exemption | $122,599 (+3%) | $207,685 (+4.02%) Land $51,870 Building $155,815 |
| 2022 | $1,911.00 Homeowner's exemption | $119,028 | $199,650 Land $43,890 Building $155,760 |
Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 7% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,632 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures