518 Spurlin St, Opp, AL 36467 Property Records

Covington County property record for 518 Spurlin St, Opp, AL 36467

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,415 sqft · built 1997
Lot Size	1.39 acres (60,610 sqft)
Owner	Individual Name on Record
Last Sale	$254,000 (Aug 2023)
Tax Bill	$881 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-11-08-28-1-004-004.000`

Property Details

APN / Parcel Number

Primary APN	`23-11-08-28-1-004-004.000`
Alternative APNs	`11082810040040000` `1108281004004000` `23382610` `23423434`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,415 sqft Living Area
1st Floor Area	2,131 sqft
Basement Area	473 sqft
Finished Basement	473 sqft
Unfinished Basement	473 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	60,610 sqft (1.39 acres)
Lot Dimensions	319 ft deep x 190 ft wide
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23423434
Street Address	518 SPURLIN ST
City	OPP
State	AL
Zip	36467-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2023/14128 8/16/2023 LOTS 6 & 7 FOREST PARK ADD #2 PB 4 PG 22 NW4 OF NE4 SEC 28 T4N R18E
Legal Range	18E
Legal Township	04N
Legal Section	28
Legal Subdivision	FOREST PARK ADD
Legal Lot Number	6-7
Jurisdiction	COVINGTON AL
Township / Civil Division	OPP
Census Block Group	3
Census Block	3034
Census Tract	962400

Owner

Source: Covington County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	518 SPURLIN ST, OPP, AL 36467-1730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jun 25, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2023 · Amount on Record
Deed Sale	Aug 17, 2023 · Amount on Record
Prior Sale	Jun 25, 2019 · Amount on Record
Deed Book / Page	2023 / 14128
Prior Transfer Date	Mar 9, 2015
Prior Transfer Doc	02015/2742
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Aug 17, 2023
Property Address	518 SPURLIN ST, OPP, AL 36467-1730
Document Number	2023/14128
Book / Page	2023 / 14128
Map Reference	MB 4 PG 22
Instrument Date	Aug 16, 2023
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	518 SPURLIN ST, OPP, AL 36467-1730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 SPURLIN ST, OPP, AL 36467-1730

Mortgage

Document Number	2023/14130
Date	Aug 17, 2023
Book Page	2023/14130

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2038

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Jun 25, 2019
Property Address	518 SPURLIN ST, OPP, AL 36467-1730
Document Number	2019/11121
Book / Page	2019 / 11121
Map Reference	MB 4 PG 22
Instrument Date	Jun 21, 2019
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 SPURLIN ST, OPP, AL 36467-1730

Mortgage

Document Number	0201911124
Date	Jun 25, 2019
Instrument	2019/11124

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Opp City
Unified School District	Opp City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$881.00 (+7.31%) Homeowner's exemption	$50,068 (+124.92%) Land $2,020 Building $48,048	$250,340 (+12.48%) Land $10,100 Building $240,240
2024	$821.00 (+17.79%) Homeowner's exemption	$22,260 (+16.65%) Land $1,020 Building $21,240	$222,560 (+16.63%) Land $10,100 Building $212,460
2023	$697.00 (+4.03%) Homeowner's exemption	$19,082 (+3.7%) Land $880 Building $18,202	$190,820 (+3.7%) Land $8,800 Building $182,020
2022	$670.00 Homeowner's exemption	$18,402 Land $820 Building $17,582	$184,020 Land $8,200 Building $175,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OPP UTILITIES BOARD serves 10,266 people · EPA ID AL0000375
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: C Spire Wireless.

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