Isanti County property record for 518 Spruce Ct N, Cambridge, MN 55008
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $374,900 (May 2026) |
| Tax Bill | $652 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15.322.0680 |
| Primary APN | 15.322.0680 |
|---|
| Lot Area | 11,326 sqft (0.26 acres) |
|---|
| Street Address | 518 SPRUCE CT N |
|---|---|
| City | CAMBRIDGE |
| State | MN |
| Zip | 55008-2903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME CAMBRIDGE COVE LOT 029 BLOCK 003 SUBDIVISIONCD 15322 |
| Legal Range | 023 |
| Legal Township | 036 |
| Legal Section | 30 |
| Legal Subdivision | CAMBRIDGE COVE |
| Legal Block | 3 |
| Legal Lot Number | 29 |
| Jurisdiction | ISANTI MN |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 130302 |
Source: Isanti County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 518 SPRUCE CT N, CAMBRIDGE, MN 55008-2903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2026 · Amount on Record |
| Deed Sale | May 20, 2026 · Amount on Record |
| Deed Document Number | 2026545039 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISANTI MN |
| Recording Date | May 20, 2026 |
| Property Address | 518 SPRUCE CT N, CAMBRIDGE, MN 55008-2903 |
| Document Number | 0000545039 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026545039 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | BURNETT TITLE, BURNET TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $124,954.17 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 518 SPRUCE CT N, CAMBRIDGE, MN 55008-2903 |
| Document Number | 0000545040, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 2026545040 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Isanti County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Isanti County |
| Municipality | Cambridge City |
| Unified School District | Cambridge-Isanti Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $652.00 | $343,200 (+586.4%) Land $50,000 Building $293,200 | $343,200 (+586.4%) Land $50,000 Building $293,200 |
| 2025 | $50,000 (+1%) Land $50,000 | $50,000 (+1%) Land $50,000 | |
| 2023 | $25,000 Land $25,000 | $25,000 Land $25,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable | 2,000 / 350 |
| Windstream DSL | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Verizon.
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