518 Spring Valley Rd, Reading, PA 19604 Property Records

Berks County property record for 518 Spring Valley Rd, Reading, PA 19604

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,848 sqft · built 1950
Lot Size1.06 acres (46,609 sqft)
Owner2 Individual Names on File
Last Sale$295,000 (Dec 2024)
Tax Bill$1,547 (2026)
Deeds & MortgagesAug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN5318-10-45-8160

Property Details

APN / Parcel Number

Primary APN5318-10-45-8160
Alternative APNs
  • 66-5318-10-45-8160
  • 66416900
  • 416900

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,848 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialAluminum/Vinyl
Lot Area46,609 sqft
TerrainAbove Road/Slope
View / LotNeighborhood
Garage TypeAttached
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number66416900
Street Address518 SPRING VALLEY RD
CityREADING
StatePA
Zip19604-1000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block45
JurisdictionBERKS PA
Township / Civil DivisionMUHLENBERG
Census Block Group1
Census Block1015
Census Tract12400

Owner

Source: Berks County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address518 SPRING VALLEY RD, READING, PA 19604-1000
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 2, 2024 · Amount on Record
Deed SaleDec 2, 2024 · Amount on Record
Prior SaleJul 11, 2006 · Amount on Record
Deed Document Number202436707
Record UpdatedSep 20, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address518 SPRING VALLEY RD, READING, PA 19604-1000
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027984
DateAug 16, 2018
Instrument2018027984
Lender
NameVIST FINANCIAL
TypeFunding / Finance Company
AddressREADING, PA 19604
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 3, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionMuhlenberg Township
Unified School DistrictMuhlenberg School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,547.00 (+6.84%)$103,100 (-) Land $40,300 Building $62,800$40,300 (-60.91%) Land $40,300
2024$1,448.00$103,100 Land $40,300 Building $62,800
1994$103,100 Land $40,300 Building $62,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims13 (1979–2023)
Claims Outside the SFHA3 of 13
Most Recent ClaimJul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUHLENBERG TWP MUNI AUTH
serves 22,400 people · EPA ID PA3060038
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2020
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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