518 Spring St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 518 Spring St, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,216 sqft · built 1930
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Nov 2024)
Tax Bill	$7,946 (2025)
Deeds & Mortgages	Jul 2026 Sale & Line of Credit Nov 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NAUG M:F-12W10`

Property Details

APN / Parcel Number

Primary APN	`NAUG M:F-12W10`
Alternative APNs	`NAUG M:007 L:1600` `AD12 12W10` `007-1600` `7-1600`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
Gross Area	4,884 sqft
1st Floor Area	1,216 sqft
Basement Area	1,216 sqft
Unfinished Basement	1,216 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,375 sqft (0.33 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	7-1600
Street Address	518 SPRING ST
City	NAUGATUCK
State	CT
Zip	06770-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Lot Number	1600
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	2
Census Block	2013
Census Tract	345100

Owner

Source: Naugatuck Borough records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	518 SPRING ST, NAUGATUCK, CT 06770-1906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · Line of Credit LOAN STORE
Nov 6, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Jul 17, 2024	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2024 · Amount on Record
Deed Sale	Nov 6, 2024 · Amount on Record
Prior Sale	Jul 17, 2024 · Amount on Record
Deed Document Number	20243153
Deed Book / Page	1149 / 168
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Jul 13, 2026
Property Address	518 SPRING ST, NAUGATUCK, CT 06770-1906
Document Number	0000002119
Book / Page	1185 / 711
Instrument Date	Jun 26, 2026
Instrument	20262119
Transaction Type	Transfer
Record Updated	Aug 5, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 HADDAD RD, WATERBURY, CT 06708-1896

Mortgage

Date	Jul 13, 2026

Lender

Name	LOAN STORE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.53%
Max Rate	-1%

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Nov 6, 2024
Property Address	518 SPRING ST, NAUGATUCK, CT 06770-1906
Document Number	001149-168
Book / Page	1149 / 168
Instrument Date	Oct 31, 2024
Instrument	20243153
Transaction Type	Transfer
Record Updated	Nov 21, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020243154
Date	Nov 6, 2024
Instrument	2024-3154

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2024: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Jul 17, 2024
Property Address	518 SPRING ST, NAUGATUCK, CT 06770-1906
Document Number	001142-430
Book / Page	1142 / 430
Instrument Date	Jun 3, 2024
Instrument	20241855
Transaction Type	Foreclosure
Record Updated	Aug 1, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 BOKUM RD, OLD SAYBROOK, CT 06475-1248

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,946.00	$199,710 (+17.5%) Land $31,570 Building $168,140	$139,797 Land $22,099 Building $117,698
2024	$7,946.00 (+4.47%)
2023	$7,606.00 (+39.71%)	$169,960 (+49.09%) Land $31,570 Building $138,390
2022	$5,444.00	$114,000 Land $33,830 Building $80,170

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GoNetspeed.

Nearby Properties on Spring St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures