518 Shanas Ln, Encinitas, CA 92024 Property Records

San Diego County property record for 518 Shanas Ln, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,155 sqft · built 1981
Lot Size	0.474 acres (20,657 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,000 (Jan 2004)
Tax Bill	$11,102 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`257-330-08-00`

Property Details

APN / Parcel Number

Primary APN	`257-330-08-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,155 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Mediterranean
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	20,657 sqft (0.474 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	518 SHANAS LN
City	ENCINITAS
State	CA
Zip	92024-2435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 3 TR 009232
Legal Subdivision	SAN DIEGO #3735
Legal Tract	009232
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	17108

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	518 SHANAS LN, ENCINITAS, CA 92024-2435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Apr 15, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2004 · Amount on Record
Deed Sale	Jan 7, 2004 · Amount on Record
Prior Sale	Sep 10, 1986 · Amount on Record
Deed Document Number	200411619
Prior Transfer Date	Dec 13, 2002
Prior Transfer Doc	0000002901
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	518 SHANAS LN, ENCINITAS, CA 92024-2435
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 SHANAS LN, ENCINITAS, CA 92024-2435

Mortgage

Document Number	0000332177
Date	Dec 1, 2023
Instrument	2023-0332177

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	518 SHANAS LN, ENCINITAS, CA 92024-2435
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 SHANAS LN, ENCINITAS, CA 92024-2435

Mortgage

Document Number	0000691848
Date	Oct 4, 2021
Instrument	2021-0691848

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	518 SHANAS LN, ENCINITAS, CA 92024-2435
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ARISTA NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 SHANAS LN, ENCINITAS, CA 92024-2435

Mortgage

Document Number	0000166553
Date	Apr 15, 2022
Instrument	2022-0166553

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$993,357 (+2%) Land $638,071 Building $355,286
2025	$11,102.00 (+7.01%) Homeowner's exemption	$973,880 (+4.04%) Land $625,560 Building $348,320
2023	$10,375.00 (+2.36%) Homeowner's exemption	$936,066 Land $601,270 Building $334,796
2022	$10,136.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Cox Communications, GeoLinks, Verizon.

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